How Should I Pick an Employee Benefits Broker?

Employee benefit and health care brokers can help you explore issues such as legal and compliance issues, as well as deliver benefit orientations and educate employees on their health care needs and costs. When conducting a broker search, start by asking friends, family members, and colleagues if they can refer someone. If that doesn't work, check with your local chamber of commerce, look under "Insurance" in the Yellow Pages, or visit your state insurance commissioner's Web site. Look for brokers with at least five years of experience, who write at least 50 policies a year, and who write both individual and employer policies.

For more on health benefits, be sure to read How Many Health Insurance Options Do Employees Really Need?