Guest Post: 10 iPhone Apps to Track Your Spending

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Managing your personal and business finances in this busy world is a must. If you're using the iPhone there are many great apps to choose from. These apps can make tracking your various expenses, keeping personal and business accounts separate, and transferring money between accounts a simple and reliable process. The iTunes Store has hundreds of apps relating to personal finance, some free, some with a small one time fee. Check out 10 of these personal finance iPhone apps that can help you track your spending to save your valuable time and money.

Free Apps

Many apps to track your finances with the iPhone are free, which is a very good start on managing your money.

1. Mint (by Mint) Named the number 1 iPhone app by users, this free application uses your existing Mint account information to see how much you're spending instantly and check your credit card balances wherever you are. If you're already a fan of Mint, you'll love this free Mint iPhone app. If you don't use Mint, you can get a free account on their website.
2. USAA Mobile (by USAA) The United Services Automobile Association has created an full featured app that includes the ability to deposit checks with their service, Deposit@Mobile. Manage and track your finances, stop payment on a check, and even pay bills online.
3. Bank of America Mobile Banking (by Bank of America) This is the perfect iPhone companion for Bank of America users. You can do everything right in one app from transferring funds and paying bills to finding ATMs and bank locations via GPS. It has a customizable interface for your personalized experience. Bank of America also offers their $0 Liability Online Banking Guarantee to keep your money safe.
4. Expensify (by Expensify) Expensify isn't quite like your usual financial tracking app, because this app is specifically designed for tracking and saving your business expense accounts. It follows and reports your credit card spending, allows you to enter cash transactions, and scans your physical receipts. This great app even creates IRS ready eReceipts for expenses under $75 automatically.

These personal finance apps have a small price tag that won't break the bank.

5. iWallet ($2.99, by joypiece) Forget that lump in your pocket. This uniquely designed and fun application really is your new virtual wallet. If you use and track multiple accounts, iWallet can isolate and send a report based just on the activity of that particular account. iWallet has a lite version to try.
6. iExpenses ($3.99, by K.M.Medical Software Limited) iExpenses is another business friendly app that allows you to track your income and expenditures and export them via WiFi or email to your favorite accounting software. You can also view which expenses have been reimbursed.
7. Budget ($0.99, by Deskescape This nice little app allows you to share transactions between multiple iPhones. It also features automatic highlighting for over budget spending and reminding of overdue expenses.
8. Accounts ($1.99, by SVT Software) Accounts is another great business-friendly app in which you can quickly search and edit your transactions. Accounts also allows you to save payee information so you don't have to enter the same person's information every time you pay them out. Similarly it has an auto-complete feature to quickly fill in previously typed forms. Accounts has a lite version to try.
9. Home Budget Keeper ($0.99, by Amy Faulkner) Home Budget Keeper is a simple app that allows you to track your spending with a monthly report and create single and recurring expenditures.
10. Ace Budget ($1.99, by SVT Software) Another great simple app, Ace Budget allows you to set recurring transactions and reminders. Set daily, weekly, monthly, quarterly, and yearly budgets. Ace Budget has a lite version to try. Whether you just need a way to remember your rent, or you are a business mogul with many financial transactions, there is an iPhone app for every personal and business finance need.