Dictionary of Insurance Terms: mode of entry
mode of entry
- method of gaining illegal entry to perform a criminal act. If a policyholder makes a claim for loss of jewelry or rugs under a homeowners policy, or if a business owner makes a claim for damage caused by vandals, the insurer must establish how the vandal or burglar gained entry. The mode of entry is important both (a) to determine that someone did actually enter the premises and (b) to establish that the policyholder was not unduly negligent.
- path by which a toxic substance enters the human body, such as by inhalation, injection, ingestion, or absorption.
