Dictionary of Insurance Terms: annuity analysis
annuity analysis
includes rate of return, how long the annuity's interest rate is guaranteed, loads (front, middle and back), financial ranking of the insurance company offering the annuity, the monthly income factor per $1000 of cash value on deposit. For example, for the last item, if the monthly income factor is $6.18 per $1000 of cash value on deposit and the size of the cash value on account is $100,000, a male annuitant would receive a monthly income benefit of $618 at age 65.
