Author Profile
Linda Keith
Biography
Linda Keith, CPA, CSP, has over 20 years experience in helping lenders say "yes" to good loans.
ARTICLES BY Linda Keith
3 Steps to Challenge & Change Lender Assumptions About Your Business
Loan decisions are made on assumptions. Will you pay the loan? How? How does the lender know? If your business was challenged during the recession, take these steps to challenge and change the lender's assumptions that your business is (still) troubled.
Cash Flow Is Still King, but There Are Some Princes Out There
The recession provides some good cover for recent poor performance. Many businesses have turned the corner and are good lending risks even with a poor 2008 or 2009. Here is what else your lender may be considering to decide if your business is a good risk now.
You Financed the Recession on Your Credit Cards...Now What?
Many small businesses used personal or business charge cards to 'finance' the impact of the recession. Choosing a 'stop' button in advance may be the key to avoiding bankruptcy.
3 Tips to Get More Done 'At Work' When You Work at Home
Three tips to be 'at work' even when you are at home. Get more done.
Employee or Contracted Services: What Difference Does It Make and Why Does your Lender Care?
The IRS is looking at closing the tax gap by more scrutiny on 'contracted' workers. Check to see that you made the right choice. Make sure your lender knows you did.
6 Tips for a Better Business Forecast
Business budgeting is hard in the best of times. Here are six tips to help you budget and reap the benefits of better decisions.
Small Business Owners: Delusional or Optimistic?
In US Bank's 2010 Small Business Survey, see how small business owner's view the recession, the recovery and what is next for their business. Compare your region to the national results.
Is your Business (still) in Confused Seas? Keep your Paddle in the Water!
It is natural for anyone to pull back when times are tough or confusing. But for a small business, pulling back can mean you are not ready (or not even there) for the upswing. Here are three ways to keep your paddle in the water...and why you should.
