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Nancy Germond

Author Profile

Nancy Germond

Biography

Nancy Germond is the President of Insurance Writer, a risk management communications firm located in Phoenix, Arizona.

ARTICLES BY Nancy Germond

The Year in Review: Weird Insurance Claims in 2011

From exploding pastries to million-dollar slips, 2011 was chock full of expensive -- and often bizarre -- litigation for business owners.

8 Risk-Management Resolutions for Small Businesses in 2012

Here are my eight top risk management resolutions you should make for your small business for the year ahead.

Enjoy a Safer Holiday with These Safety Tips

A few simple safety tips can help prevent seasonal fires and ensure you celebrate a safe holiday.

Workers' Comp Coverage: Why It's Not Just for Your Employees

If you are a sole proprietor or business principal, here's why you should seriously consider including yourself in your workers' compensation coverage.

Hoarding Behaviors Impact Landlord Liability

Hoarding can turn any property into a massive legal, financial, and public safety risk. Here's how to step the problem before it gets out of control.

As Your Business Grows, So Can Your Personal Liability

As your net worth grows and your personal exposures increase, it's more important than ever to have appropriate insurance coverage.

Why You Need to Rethink Flood Insurance

An inch of water in the wrong place, at the wrong time, is enough to bankrupt a small business. Why take that chance?

$1.6M Lawsuits Highlights the Need to Understand Workplace Disability

You must engage in the interactive process if employees have a disability that inhibits their ability to do their jobs.

An Expanded ADA Means New Small-Business Responsibilities

Don't focus on whether an employee is really disabled in the eyes of the law. Instead, focus on how best to accommodate the employee's disability.

Managing Employee Benefits Keeps Getting More Complex

No matter what challenges in benefits administration you face as an employer, better communication is the key to coming out ahead.