Information that goes into creating a business’s credit profile comes from a variety of primary and secondary sources:
- Payment and banking data from company suppliers
- Lawsuits, liens and judgments, Uniform Commercial Code filings, and business registrations, incorporations, and bankruptcy filings from state and county courthouses
- Corporate financial reports
- Contracts, grants, loans, and debarments from the federal government
- Web mining
- News and media
- Yellow Pages and other print directories
- Direct investigations and interviews with company principals (i.e., self-reported data) and other companies that you work with
The most significant contributing factor to your creditworthiness is the promptness with which you pay your bills. The more prompt the payment history, the better your business credit scores and ratings will be.
Content provided by D&B, the leading provider of business information for credit, marketing, and purchasing decisions worldwide.