Franchisors sometimes offer their own financing or have agreements with lenders to facilitate rapid funding.
Even if this is the case, be smart. Check out your other options.
Your goal is to secure a loan with the least amount of collateral, the lowest interest rate, and the best repayment terms. Those savvy in business financing first try their friends and relatives before moving on to home mortgages, veterans’ loans, bank loans, SBA loans, and finance companies, in that order.