These days, the number-one question on every small-business owner’s mind is: How can I save money? Number two: Is it happy hour yet? We can’t help you there–depends on your time zone–but we can point you to a website we just discovered that could put some money in your pocket. It’s called BillShrink and it’s pretty cool. You go to the site, plug in some info on your credit card or cellphone usage and the terms of your contract, then BillShrink searches all the other options out there and tells you if you’d pay less with a different credit card or cellphone company. It’s free. And BillShrink says the average user saves $1,500 a year (which adds up to a lot of pints at happy hour.)
Interest rates up for small-biz credit cards. BusinessWeek relied on data from BillShrink to report that the APR on business cards went up from 11.04 in August 2009 to 12.32 in March 2010. But the news isn’t all bad. Because a lot of credit card companies have recently extended the consumer protections in the CARD Act to their small-business customers as well. AmEx, Chase and Bank of America have all offered their business cardholders at least some of the CARD Act safeguards.
Funny business is back! A couple of obscure and quirky analysts (us) noted recently that the recession coincided loosely with the demise of our Funny Business blog. You may laugh. But you probably also laughed when we said rampant online porn-watching would bring the world economy to its knees. So just pipe down and listen, as we revive Funny Business for one week only to give a much-needed boost to global commerce and consumer confidence. Anyway. There’s this Swiss dude in London named Dominic Deville who dresses up and stalks people for a week prior to their birthdays. He sends menacing texts, makes prank calls and finally, at some point during the week, shows up to hit the birthday boy or girl in the face with a pie. But here’s the weird part: it’s not adults he terrorizes, it’s kids! Yikes. Maybe that’s why Brits are the biggest binge-drinkers in Europe. They’re all trying to drown painful memories of childhood birthday parties.