One of the biggest issues that can affect your personal finances is health care. How much you pay for insurance premiums, as well as how much you pay for health care and prescriptions can start to take a toll on your household budget. Happily, My Two Dollars offers some great tips on saving money on prescriptions. Here are my favorite:
- Get generic versions. Don’t be afraid to ask your doctor if there is a generic version available.
- Get a discount card. There are prescription discount cards available. You may have to pay a small fee for a plan, but it is usually worth it.
- Shop around. You can look for pharmacies that charge less for prescriptions.
- Use a health savings account to help prepare in advance for prescription costs.
My favorite tip for saving money on prescriptions? Stop needing the prescriptions.
Obviously, there are some scripts that you need. But some prescriptions, like those for high blood pressure and other such issues, can be eliminated if you make lifestyle changes. When you use prevention as your main source of good health, you will save all sorts of money on health care costs — including prescriptions.