You probably have (or should have) general liability and errors and omissions insurance for your business, but did you know that you may want to insure your web site?
- Websites containing a chat room, bulletin board or any other type of interactive exchange that can be viewed by others exposes you to a greater risk of litigation arising out of libel. Liability risks can be reduced by exercising editorial control and performing edits prior to posting.
- If you subcontract out control over your chat room, bulletin board or other interactive exchange, you should transfer all liabilities to your subcontractor via written contract.
- Be aware that websites containing the following types of content can expose you to a greater than average risk of litigation:
-Software for downloading
It’s a pretty nasty world out there. Make sure to protect yourself whenever you can.