I was speaking with a young friend about the health care
bill as it was being voted on in the House, and she told me that if it passed,
small business owners would lose their businesses. I reacted quickly and told
her that could not possibly be true. I made this assumption without knowing the
details of the bill; I simply hoped I was right because I wanted to reassure
her that her father or anyone else would not lose their businesses as a result
of a national healthcare reform.
state of the union, I am redeeming myself today. I have completed research and
am presenting the facts about this important issue in order to dispel some
myths and educate myself as a fellow small business owner.
average of no more than $40,000 will get a tax credit — up to 35 percent of
the company’s share of their total health care premium. – Companies with 26-49 workers are unaffected. – Businesses with 50 or more workers must offer coverage or
pay $750 per worker. That penalty applies for every employee if even one signs
up for government-subsidized insurance. The truth is that businesses come out on top (or at least
even) in all cases. Even for bigger companies, with 50 or more employees and
high premiums, with the current bill they can lower their costs in some cases
by opting for the penalty instead of paying for insurance. In addition, the health care reform bill can help businesses
of any size in the long run by: – Putting controls on big premium increases
– Increasing coverage to 32 million Americans will make the
workforce healthier and more productive
businesses. Those of us using health insurance as a carrot to hold on to good
talent could be up for some new competition. Employees may feel less pressure
to stay if they have access to health insurance, so we have to be aware of
other ways to build loyalty.
I would love to hear your any of your ideas and
reactions to this blog. So, if you have any questions or comments about your
career or any of the topics covered then please write to me at firstname.lastname@example.org.
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