If you are not ready to jump head first into either Quicken or Quickbooks, you want to check out
Geezeo or Wesabe. Both of these online applications are free. They both allow you to upload banking data, and you can categorize or tag each transaction by account.
The only interesting element is the social networking aspect of both Geezeo and Wesabe. Other people will not know your account balance, but if you choose to share your goals like “saving up for a new digital camera”, then you may get info on where a cheap one can be purchased online.
Geezeo has the added bonus of letting you get a text message of your checking balance which may help you decide on whether to splurge or not.
Wesabe lets you see graphically (pie chart,anyone?) on how you much spend or earn monthly, which is cool.
My recommendation: If you are web-savvy, check out this applications to manage your cash. Then as your business grows, then move to a more robust program like Quickbooks.