One of the best ways to engage in easy, everyday savings is to use cash. Not only will it make a psychological imprint on you as you physically watch the money dribble away, but it can also be the vehicle for everyday savings. At the end of the day, put your change and your ones into a jar. Then, after two or three months, you will find quite a substantial pile of cash (I average about $70 in change and ones every three months). You can roll it yourself and take it to a bank, or you can have an automatic counter like Coinstar do it for you.
Coinstar is convenient, no doubt, but it can also cost a pretty penny: 8.9 cents per dollar to count it up for you and issue you a ticket for bills instead of coins. But you can use it to your advantage. Coinstar now offers some measures that can help you save money. Some machines offer the option of getting an eCertificate or gift card from such merchants as iTunes, Amazon and Starbucks. And when you go for this option, you won’t have to pay a processing fee. You get more bang for your buck. And, with Christmas coming up, I think I’ll take the coins that have been gathering in my jar down to a Coinstar machine and get a couple of Christmas gifts taken care of. You can find machines that offer this neat service at Coinstar.com.