Setting Up Merchant Accounts for Credit Card Processing

Businesses looking to accept credit cards online have to check out one additional aspect of their merchant bank or ISO: How much of the integration with the payment gateway can your account provider

handle? If you’re not technically savvy and you shop for a gateway solution separately from your merchant account, look for integrated e-commerce packages that offer prescripted pages that interact with your gateway. This can include secured forms and confirmation pages, as well as other helpful applications such as shopping carts and catalog software for more of a full-cycle solution.

Frank Ross, of Common Sense eCommerce, who owns and owns and operates several product-based e-commerce Web sites says, “The easiest approach is to go through a reseller who can package the merchant account with the payment gateway and handle all the setup details for you. Often these can be coordinated and set up by your business bank contact as well.”