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– Minimum three contact methods of all employees – phone, cell, email and of course, physical location – one would go by their house to check on them
– Emergency cash is essential – $300 for each employee – to be paid back later.
– Generators are great in certain situations such as IT operations
– Designate a rally point or meeting place outside of a building or in a location so as to count missing persons.
– Back up computer systems are best if located another state. (I use Carbonite)
– Have syncing software that will keep laptops current with desktops. Laptops are much easier to use after a storm with Broadband capability and electrical charging via truck / car.
– Cars / trucks have electrical generating power for cell phones, laptops etc. make sure they have the adapter plug ins to be used.
– Batteries kept in their wrappers until needed in flash lights.
– Take pictures of all work completed before storm hits for any potential insurance claims.
– Get statistical data from your insurance company about weather related delays. Have this at the ready in case the client starts claims for delay after the storm.
– Wind and Flood are two different damages – know the difference in your insurance policy and adjust accordingly.
– People (your employees) will take unneccesary risks for their pets – consider sheltering them in your building.
– Run practice drills once a year during early storm season.
– Check on emergency rental rates for area hotels – some offer greatly reduced rates during after a storm. During 2004’s Hurricane Charley, my daughter and I stayed at the Rosen Hotel –
– Better to have a higher deductible and a higher maximum coverage than a lower deductible and a lower maximum coverage.
– Most insurance claims needing a contractor quote. Think about charging for quotes after a storm. Others have done so and homeowners / building owners don’t object as long as you tell them upfront.
– Major throughways will be the first for electrical power to be re-energized – make your first meeting option or makeshift office on / close to a major boulevard.