Solo 401k, Self-Directed IRA, Traditional Retirement Education


Retirement education: That would imply that you have enough
working years left to plan for, work for, and contribute to, some sort of
retirement plan.

When I started thinking about this blog post last week and
researching what sites really help someone prepare for and learn about
retirement strategies, it became pretty clear that this blog is not for someone
about to stop working soon. Our blog on self-directed retirement is probably
for someone with at least 15 working years left in his or her career.

Even 15 years is probably short and makes for an aggressive
planning cycle. I assume that there are people out there, though, closer to the
standard retirement age of 65 (or so) who might have a substantial portfolio
and want to diversify it with a solo 401k or self-directed retirement option .

With that said, where should one turn to find the
calculators, the sage advice, and the ideas that make for a healthy retirement?

AARP comes to mind and I’ve highlighted a few articles here,
but it wasn’t everything one could expect. Motley Fool is another we really
like. USAA also came to mind for those who have been connected to the military
service in some way. We are going to dig in next week to review at least some
of the major self directed retirement plan companies out there.

http://bulletin.aarp.org/yourmoney/retirement/articles/retirement_on_hold.html

This article outlined the reality for some retirees who are
now changing their plans or delaying their retirement.

http://bulletin.aarp.org/yourmoney/retirement/articles/mastering_your_401.html

This article offered some great advice as well as some good comments
from readers. Worth a look.

http://www.forbes.com/personalfinance/retirementcollege/2008/04/29/retirement-savings-roth-pf-retire-in_jd_0430lander_inl.html

Forbes recently put out a Retire Smart report that had some
good planning tips and articles.

401kHelpCenter.com again had a useful listing and directory
of education-oriented providers.  Most of
the companies listed answered an important question: “Is retirement education
and communication this firms only business?”. And a handful answered yes, which
shows they are not selling securities.

http://www.401khelpcenter.com/pdf/Education_Providers_Directory.pdf

I keep going out there looking for the Holy Grail of
retirement planning advice. Some set of companies or advisors or nonprofits
that will help me sort through the best ways to invest.  I’ll let you know when I find it.