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Finance

From accounting and budgeting to business credit and taxes, put your business on a solid financial footing -- and keep it there.

Today's Must Read
By Tim Devaney and Tom Stein |  Filed In: Financing & Credit and Finance
Is your small business running on fumes? Credit unions are eager to make the small business loans that large banks aren't interested in.
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AllBusiness News Staff
Congress is moving ahead with plans to grant a six-year extension for the Small Business Innovation Research and Technology Transfer programs.
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By David Worrell |  Filed In: Financing & Credit and Finance
Many businesses are finding that royalty-based finance is one way to secure project-specific funds for a new product launch or even product development.
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AllBusiness News Staff
While the ongoing European credit crunch could be a psychological downer, it might also give small business owners a chance to apply some fresh thinking.
Blog Post
Hanna Hasl Kelchner
By  | Filed In: Legal and Finance
The culprit in so many failed business deals: poorly managed expectations. The fix: more transparency when you're negotiating the deal.
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Paul Davis
By  | Filed In: Operations
What started as a social media-driven prank has taken a more sinister turn lately. Here's how to keep your business from being victimized.
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Angel investors can bring more then just money to a startup business. They can bring experience, contacts, wisdom, and in some cases even customers!
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Starting a new business is risky, but the founders of clothing company Vineyard Vines made it work. Learn their secrets to building a successful startup.
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Tim Devaney - Tom Stein
Google knows every move we make online. Which means businesses thinking about dropping AdWords in favor of social media marketing should think twice.
Blog Post
AllBusiness News Staff
Senate Repubs block a payroll tax-cut extension by claiming that a related millionaire surtax would hurt job creation. But where's the evidence to support that claim?
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Enid Burns
By  | Filed In: Technology
I recently had an interesting chat with Kudos Payments exec Gene Schenberg about mobile payments, security, and what's ahead for the New Year.
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Nancy Germond
A few simple safety tips can help prevent seasonal fires and ensure you celebrate a safe holiday.
Blog Post
AllBusiness News Staff
A program that includes $1 billion in cash targets startup companies, but existing small businesses are less likely to benefit from the funding.
Blog Post
Marco Carbajo
Learn what type of impact a credit downgrade can have on your personal life and what steps you can take to recover from a downgrade.
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Miranda Marquit
Most investors need to walk a line between growing their wealth and protecting what they have. Just be sure you don't stray too far on the side of caution.
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By  | Filed In: Staffing & HR
The experiences of two big-box retailers prove that higher wages can lead to higher profits. Here's how to decide if this formula will work for your business, too.
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By David Worrell |  Filed In: Taxes and Finance
New IRS guidance on new laws has been fast and furious during the past few months, so carefully review this list before you prepare your taxes.
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By Tim Devaney and Tom Stein |  Filed In: Personal Finance and Finance
U.S. consumers rank credit card debt as their least favorite conversation topic, with good reason. They're off the wagon and charging like drunken bankers.
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Marco Carbajo
It costs up to 10 times more to acquire new customers than to retain existing ones. Here are three proven ways to keep your current customers loyal and satisfied.
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Nancy Germond
If you are a sole proprietor or business principal, here's why you should seriously consider including yourself in your workers' compensation coverage.
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New On AllBusiness

Business Glossary

Definitions for: Finance Section
Finance Section
Found in the Business Information and Comprehensive Insight Plus Reports, this section includes balance sheets, financial income statements and management estimates or projections when available. If provided, up to three years of comparative summaries may be displayed here. This data can help you to assess:
  • A company's ability to meet current debt by comparing all liquid assets to current debt, or all liquid assets plus inventory to current debt.
  • The amount of capital provided by creditors compared to capital invested by the owners.
  • The amount of sales compared to total assets of the company.
Commentary on absence of financial information may also appear in this section, for example, "A financial statement was declined by management." An explanation of the financial information may also be provided and my include a narrative indicating the source of the data (i.e., "Submitted by ..."), as well as an explanation of certain financial statement items. The company may also add other comments in this section, such as "Current cash is low because a recent expansion was financed with cash rather than loans."

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