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First Charter Announces First Quarter Dividend.

CHARLOTTE, N.C. -- On March 28, 2007, the Board of Directors of First Charter Corporation (NASDAQ: FCTR) declared a $0.195 per share cash dividend on its common stock. The dividend is payable on April 25, 2007, to shareholders of record April 11, 2007.

Corporate Profile

First

Charter Corporation (NASDAQ: FCTR), headquartered in Charlotte, North Carolina, is a regional financial services company with assets of $4.9 billion and is the holding company for First Charter Bank. First Charter operates 57 financial centers, four insurance offices, and 137 ATMs in North Carolina and Georgia, and also operates loan origination offices in Asheville, North Carolina and Reston, Virginia. First Charter provides businesses and individuals with a broad range of financial services, including banking, financial planning, wealth management, investments, insurance, and mortgages.

For more information about First Charter, visit the Company's Web site at www.firstcharter.com or call 800-601-8471.

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