Savings Rate

As the government works to bail out the struggling economy by implementing programs such as the plans to buy up debt and securities from Fannie Mae and Freddie Mac, which, in turn, would...

I recently had a reader question about whether or not now is the time to pull retirement savings.

Earlier this week, the federal government officially declared the country to be “in a recession”, a fact many of us have known for a long time. This news is not all bad. Of...

As with many cities and towns throughout the country, my community is struggling to meet the needs of an expanding senior population and the unique opportunities they present. Today’s seniors are active, productive...

Take a read of what reporters want to know about the holiday shopping season and how it may impact you.

Retailers have faced a tough 2008. Prices for many consumer goods have risen at the same time unemployment has risen. The banking crisis of October had many consumers ready to bury their life...

Managed your exposure through carefully planned discount distribution.

Most Americans have not been saving enough money, and now is the time we really need to be doing so.

The Federal Reserve's decision to inject $200 billion into the U.S. monetary system was intended to nudge banks to make more loans to businesses, and small businesses would be the biggest benefactor. The...

As the government bails out foreign investors who bought mortgage-backed securities, U.S. purchasers of Fannie and Freddie stock may have no recourse other than to plan for ways to deal with ongoing credit...

Women may dream longingly about retirement, but the fact is that many women simply can't retire when the time comes. What can we do to prepare ourselves, so that our golden years are,...

There are some very real budgeting myths that plague many people. I see them mainly as excuses.

Risky mortgage products are still being sold. You must decide whether they offer the best way for you to finance your home....

Presumptive presidential candidates Barack Obama and John McCain are offering stark differences in tax policy. As "Deep Throat" of Watergate fame once said: "Follow the money."

A program called CDARS is in place now to help make spreading your large amounts of capital amongst CDs easier.

When the ideal of “what I want” collides with the reality of “what I can afford,” cognitive dissonance is the likely outcome. We're a nation of optimists. We all want to believe that...

After watching a Today show segment on cutting back the household budget by 50% this working mother wondered if she, and her readers, could find ways to cut back on their monthly grocery...

The global economy may seem distant from Main Street, but small businesses have a growing stake in U.S. trade policies and overseas markets.

Have you been taking advantage of the lower interest rates to do some damage to your debt, now that more of your payments will go to principal? I hope so, because interest rates...