How Can I Avoid Chargebacks?

Chargebacks can cut into your bottom line and create a dispute between you and your customers. To avoid chargebacks:

• Have proof the card was present by swiping the card or by imprinting it on the transaction receipt.
• Make sure you get a signature from the cardholder and compare the signature to the back of the card.
• Check additional identification if necessary.
• It's also important to obtain an authorization number for the full amount of the sale. Do not break the sale into several smaller amounts.
• Finally, don't forget to check the expiration date on the card.