Adding PayPal to Your Web Site

You get a lot of peace of mind when working with a processor, but the application process can be a pain. (You need to provide a lot of information about your company, have a business bank account,

and so on.) After the processing company approves you, you need to set up your Web site to accept secure payments and to configure your e-commerce software to send payment data to your processor's payment gateway. To work with a credit card processor, you spend a lot of time and resources before selling your first item.

PayPal also lets you accept secure payments, even credit card purchases, but the application process is as easy as providing your country, name, address, home telephone number, and e-mail address, and accepting the PayPal User Agreement. You can decide to open an e-commerce shop in the morning and start accepting payments in the afternoon.

You can specify payment preferences

If you accept PayPal payments, you can set up your Payment Receiving Preferences to block certain types of buyers. You can decide not to sell internationally or to block purchases from buyers who have not confirmed their address. This adds another layer of protection for you as the seller. Additionally, you can decide to accept payments only if they are made in a specific currency, and you can block buyers who try to purchase with a credit card when they have a bank account linked to their credit account.