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2004 online guide directory listings.

Publication: Mortgage Banking
Date: Monday, March 1 2004
NAME                    INTERNET SITE            DESCRIPTION

1st 2nd Mortgage Co.    www.1st2ndmortgage.com   Mortgage banker and
of New Jersey Inc.                               direct lender offering
                                                 online applications,
               

loan status tracking, preapproval, rates, forms, glossary, FAQs and more 1st AAA Commercial www.blackburne.com Database of commercial Mortgage Lender lenders and their Databank investment rates 1st City Savings www.1stcitysavings.com Lender offering loan servicing, trust deed investments and major loans 1st Class Financial www.1stclass Lender making primarily Inc. financial.com residential first and second mortgages and some commercial loans, specializing in stated-income and no-doc programs 1st Preference www.fha203k.com FHA lender specializing Mortgage Corp. in the FHA 203(k) rehab /renovation loan for both correspondent and lender, handling work right up through closing 2001Beyond.com www.2001beyond.com Site providing sponsored links to real estate-related services and products 21st Century Documents www.21stcentury Outsourcing alternative Inc. documents.com for the witness closing portion of the loan process, using a nationwide notary and attorney work force 3S/RealServ Corp. www.3srealserv.com Provides nationwide residential real estate information services to lending institutions, including appraisal reports, title reports, title insurance, flood reports and closing services 3t Systems Inc. www.3tsystems.com Consulting firm specializing in custom software development. Internet services, network integration, help-desk services and outsourcing 4matix www.4matix.com Provides conversion and migration services from document imaging and cold applications 9keys.com Inc. www.9keys.com Real estate company that combines traditional licensed office functions with an Internet portal to allow home-buyers to execute and conclude the entire home-buying transaction A a la mode Inc. www.alamode.com Provides design, development and support of real estate-related software, Internet solutions and electronic document technologies Aames Home Loan www.aames.net Lender offering home-purchase, refinance and home-improvement loans, debt consolidation and additional products and services Aaron & Wright www.aaronwright.com National real estate firm specializing in valuation, review, consulting, environmental and engineering services for commercial real estate ABC Virtual www.abcv.com Internet software and Communications Inc. services company with focus in eBusiness and eCommerce ABCO Properties www.abcoproperties.com Provider of real estate asset-management and recovery services ABN AMRO Mortgage www.abnamromortgage.com National retail mortgage originator Abrams Garfinkel www.agmblaw.com Law firm with Margolis Bergson LLP experience in corporate, real estate, tax and commercial law, with offices in New York and Los Angeles AC Klein Appraisals www.acklein Full-service Associates appraisals.com residential appraisal company covering all of eastern MA and NH Accenture www.accenture.com National management and technology services organization Access Business www.the-mortgage- Provider of Web-based Technologies (ABT) experts.com loan servicing solutions for credit unions, through a secure data center Access National www.accessnational.com Subsidiary of Mortgage Corp. AccessNationalBank that provides financing and servicing for customers Access National www.anss.com Full-service title Settlement Services agent and complete settlement services provider AccuPost Corp. www.accupostcs.com Technology and outsource services provider of postclosing solutions for the mortgage services industry Accutran Inc. www.accutran.com Consultant specializing in due diligence, document and outsource services ACEX www.acex.info Provider of an online contact and business information database created specifically for the default servicing industry, using a collaborative platform to maximize profit and quality of service ACI www.aciweb.com Digital solutions, including electronic forms, photo imaging and automation tools for the mortgage services and real estate industries ACRAnet Inc. www.acranet.com Internet and dial-up access for credit reports, appraisal management, flood products and more ACS Inc. www.acs-inc.com Provider of business process and IT outsourcing solutions ActiveSOFT LLC www.activesoft.com Automated valuation technology, including Web-based solutions Acxiom Corp. www.acxiom.com Customer data integration company providing B2B outsourcing, market data, infrastructure management solutions, dustomer management services and more ADCO Financial www.adcofinancial.com Products and services Mortgage Services including FHA/VA Inc. direct, conventional, conforming/ nonconforming, credit counseling, collections, servicing and financial consulting ADFINET Inc. www.adfinet.com Publisher of electronic mortgage guides and regulations ADFITECH www.adfitech.com Provider of quality-control services ADS Financial Services www.atlanticdata Provider of eBusiness, Solutions services.com customer-retention management, information technology strategy and consulting services Advanced Collateral www.acslinks.com Nationwide provider of Solutions (ACS) appraisal management and valuation services offering traditional and alternative appraisal reports, quality-control reviews, AVMs and more Advanced Financial www.afsfitfinance.com Rhode Island-based Services (AFS) lender specializing in alternative mortgage financing Advanta Corp. www.advanta.com Lender-provided contact and product information Advantage Credit www.advantagecredit.com Provider of Internet International delivery of credit Inc. reports, links to all major origination software, Web-site hosting, GSE approval and credit accuracy services AdvantageSystems www.mortgage Offers Accounting for accounting.com Mortgage Banking (AMB), a transaction-based accounting system providing loan-level detail AdvantageWare Inc. www.awiware.com Provider of title and escrow software solutions for lenders, title and escrow companies and mortgage and real estate brokers Advectis Inc. www.advectis.com Provider of BlitzDocs, a paperless origination and archiving solution that offers lenders and brokers an electronic, image-enabled solution to streamline mortgage document submission, underwriting, shipping, storage and auditing AECOM Technology Corp. www.aecom.com Provider of technical professional services, including development, planning, consulting, design, engineering and operations outsourcing AEGIS Mortgage Corp. www.aegismtg.com Mortgage banking company with lending operations in 46 states and the District of Columbia AEI Consultants www.aeiconsultants.com Consulting firm specializing in environmental and engineering due diligence services to lenders/real estate principals during the financing and transfer of real estate Affiliated Flood Group www.affiliatedflood Provider of flood group.com compliance products for lenders Affinity Financial www.affinity-loans.com Offers full line of Resources Inc. products to meet residential/commercial, equipment leasing and business financing needs Affinity Technology www.affi.net Provider of electronic Group Inc. connectivity services for financial institutions AgChoice Farm Credit www.agchoice.com Residential mortgage banker cooperative originating and servicing loans in rural PA, including mortgage loans on bare land and residences on acreage exceeding 5 acres AGS Financial Services www. Agsfinancial Global securitization services.com and advisory firm for the mortgage and asset-backed financial markets AIG American General www.agfg.com Insurance products for employees, associations and financial institutions AIG Environmental www.aigenviron Provider of mental.com environmental insurance for commercial real estate lenders and borrowers Air Academy Federal www.aafcu.com Full-service mortgage Credit Union banking operation closing loans in all 50 states, offering first and second mortgages, HELOCs and more AIR Credit Reporting www.aircredit.com Provides credit Inc. information to the mortgage and banking industries Akerman, Senterfitt www.akerman.com Florida-based law firm & Eidson PA representing lenders in commercial mortgage and mortgage warehouse lending transactions Akin, Gump, Strauss, www.akingump.com Provides residential Hauer & Feld LLP mortgage loan document preparation and other full-service mortgage banking legal services Alabama Notary www.alabamanotary Certified public notary Services LLC services.com mobile service that will travel to your location to close a mortgage loan Alexander & Bishop www.alexander Wisconsin-based Ltd. bishop.com provider of real estate financing solutions for apartments, office buildings, shopping centers, warehouses and more Alexander & Edwards www.housing Publisher of Publishing finance.com Housingfinance.com, Affordable Housing Finance and Apartment Finance Today The Alison Company www.alisonmortgage.com Commercial mortgage banker that originates, closes and services loans for life insurance companies, pension funds and regional banks in southern CA, AZ and NV Allegiance Mortgage www.amc123.net New York-based mortgage Corp. broker offering FHA, no-doc, limited-doc loans and more Allen, Morris, Troisi www.amtands.com Law firm representing & Simon LLP co-op loan and mortgage servicers in NY Alliance Financial www.alliancefsi.com Real estate investment Services Inc. brokerage focusing on conventional mortgage loans, including sales, purchases and refinancing, foreclosures and hard-money loans Alliance Mortgage Co. www.alliance- Mortgage company mortgage.com serving the North FL commercial and retail banking market and homeowners nationwide Allied Capital www.alliedcapital.com Provider of commercial real estate/ small-business loans Allied Home Mortgage www.alliedmortgage Mortgage company Capital Corp. (AHMCC) corp.com offering forum, customized Web sites, intranet and automated underwriting tools for affiliated branch operations Allied HomeNet www.alliedhomenet.com Site for homesellers and real estate agents nationwide, offering information on mortgage finance, taxes and insurance, decorating, furniture and more Allison Payment www.apsllc.com Offers printing and Systems LLC mailing services for mortgage-related documents sent to borrowers AllRegs www.allregs.com Electronic publisher of mortgage industry lending guidelines, compliance laws, regulations and forms, as well as an analysis of state and federal compliance issues AllStar Home Mortgage www.allstar Illinois-based mortgage Inc. homemortgage.com broker Alpha Mortgage USA www.alpha Mortgage lender mortgageusa.com specializing in home-equity, purchase, refinance and investor cash-out loans for borrowers with not-so-perfect to perfect credit Alstate Process www.alstate Process-serving agency Service Inc. processservice.com in NY area, including document research, foreclosure services, occupancy and property inspections and more Alston + Bird LLP www.alston.com Atlanta-based law firm providing commercial real estate legal services Alverson, Taylor, www.alversontaylor.com Law firm specializing Mortensen, Nelson & in representing lenders Sanders in NV in loan documentation, litigation, compliance, regulatory matters and more Amaximis Lending LP www.amaximis.com Texas-based specialty finance company that originates, purchases, sells and services mortgage loans Ambassador Lending www.loansbycalvinp.com Mortgage broker Group LLC offering conforming, nonconforming and government loan programs AMC Mortgage Corp. www.amcmortgage.com Correspondent lender/ broker offering purchase, refinance, commercial, home-equity and construction loans; reverse mortgages and more AMCORE Financial Inc. www.amcore.com/indexed/ Lender offering loan mortgage/default.cfm services and products, information, FAQs, links and more America One Finance www.charles Nevada-based loan Inc./Charles fitzgerald.com officer licensed in AZ, Fitzgerald AR, CA, CO, ID, IL, MT, MN, NV, NM, OR, TX, WA and WY American Alliance for www.aalm.org Trade organization Loan Management providing opportunities for the exchange of information among managers and support providers dealing with various kinds of loans (mortgages, credit cards, etc.) American Bankers www.aba.com Industry issues, Association (ABA) conferences, products, current events and other information American Business www.abfsonline.com Diversified services Financial Services holding company Inc. (ABFS) operating nation-wide; ABFS and its subsidiaries make loans secured by real estate to consumers and small businesses American Capital Corp. www.lowemortgage.net Southern CA residential mortgage lender offering mortgage library, links, calculators, online applications and more American Finance www.americanfinance.com Consultant providing House/LaRiba "LaRiba" financing alternative designed to comply with both Islamic Shari'ah and U.S. government laws and regulations American General www.agfinance.com Portfolio lender that Financial Services buys performing, first- and second-lien real estate loans to hold in portfolio American Guaranty & www.amgtrust.com Provides complete Trust Co. personal trust and custody services American Heritage www. thehomeloannet Texas-based firm Mortgage work.com offering home loans and information American Home Loans www.ahl.org Offers debt-consolidation loans, focused on subprime borrowers American Home Mortgage www.americanhm.com New York-based mortgage banker that originates mortgage loans American Home Mortgage www.homeowner Retail mortgage bank's Holdings Inc. junction.com site offering homebuyer concierge services American Information www.amisgroup.com Assists mortgage Security Group LLC companies to develop, (AMIS Group) implement and maintain comprehensive information security programs consistent with federal safeguarding regulations American Institute of www.aia.org Organization of more Architects (AIA) than 68,000 licensed architects and allied professionals dedicated to providing education, government advocacy, community redevelopment and public outreach activities American Land Title www.alta.org Trade association for Association (ALTA) the national title insurance industry American Lending Group www.americanlending.com Retail originator of Inc. conforming, government, nonconforming and subprime loans, including first and second liens up to 125% LTV American Management www.ams.com International business Systems Inc. (AMS) and information technology consulting firm American Modern www.amig.com Provider of Insurance Group Inc. specialty-line insurance services and products American Mortgage www.americanmortgage Florida-based mortgage Finance finance.com broker offering mortgage loans for borrowers with credit grades A through D American Mortgage www.amnetmortgage.com California-based Network Inc. wholesale lender serving the mortgage broker community American Mortgage www.amorp.com Provider of B2B Partners LLC mortgage services, including licensing, compliance, project planning, management, research and more; also provides residential and commercial mortgage financing options to consumers American National www.anbank.com Commercial and Bank residential mortgage banker offering construction/term CRE financing and SBA 504; all property types American National www.anico.com Lender offering Insurance Co. mortgage loans secured by anchored retail, general and medical office buildings and distribution industrial warehouses American Residential www.amerreit.com REIT that invests in Investment Trust Inc. mortgage debt on residential properties American Resort www.arda.org Trade association Development advocating the Association (ARDA) interests of vacation property ownership, providing government affairs advocacy, professional development, networking opportunities and more American Society of www.appraisers.org Professional appraisal Appraisers association that qualifies, educates and accredits appraisers in all specialties and provides directory of accredited members American Society of www.ashi.org Nonprofit association Home Inspectors Inc. for the home-inspection (ASHI) professional, offering news, state regulations, standards of practice, online store and more American Trust Deed www.americantd.com Provider of complete Services Corp. foreclosure and default-management services American Unified www.aumi.com Residential mortgage Mortgage Inc. banker American United Life www.mortgage Mortgage loan Insurance Co. (AUL)/ loans.aul.com department of American commercial mortgage United Life (AUL), providing commercial real estate financing America's Community www.acbankers.org Events, education Bankers programs, job postings, press releases, government relations information, products and services America's Cutting Edge www.americascutting Provides 24-hour Real Estate Services edge.com turnaround on residential appraisals using high-tech mobile offices America's Infomart www.americas Provider of nationwide Inc. infomart.com mortgage field services America's Lending www.americaslending Service that matches Partners LLC partners.com consumers' submitted financial profile with as many as four lending partners America's MoneyLine www.americasmoney National direct Inc. line.com residential mortgage lender specializing in borrowers with less-than-perfect credit and nonconforming loans AmeriDream Inc. www.ameridream.org Down-payment-assistance program provider that also buys and rehabilitates neglected/abandoned properties and returns them to the marketplace at prices affordable to low- and moderate-income buyers Ameriquest Mortgage www.ameriquest Offers payment Co. mortgage.com calendar, refinance information, loan products, applications and more AmeriSouth Mortgage www.amerisouth.com Originates Co. conventional, government, subprime and nonconforming residential loans and second mortgages AmeriSpec Inc. www.amerispec.com Provider of home-inspection services AmeriSphere www.amerisphere.net Mortgage banker Multifamily Finance providing capital LLC solutions for the multifamily industry, engaged in originating, underwriting, closing and servicing multifamily mortgage loans throughout the United States AmeriStar Realtors www.star-realtors.com Real estate listings and service providers in the Houston area Amerivest www.amerivestintl.com Correspondent mortgage International Mortgage lender offering a Inc. variety of residential and commercial loan programs AMI Capital Inc. www.amicapital.com National multifamily and commercial real estate lending site featuring news, quotes, recent closings and pricing AMI Commercial Real www.amiappraisals.com National real estate Estate Appraisals consulting firm specializing in real estate valuation, due diligence, advisory and investment consulting AMLI Residential www.amli.com Multifamily REIT that Properties Trust focuses on the development, acquisition and management of upscale apartment communities under the AMLI name amortgagepro.com www.amortgagepro.com Interactive, consumer-direct system connecting lenders with consumers and branch/ broker networks AmREIT Inc. www.amreitinc.com REIT that acquires, develops, owns and manages high-quality, commercial frontage real estate AmSouth Bank www.amsouth.com Financial institution located in the southeastern United States, offering rates, product information, calculators and applications Analytic www.analytic- Developers of ProLINK Solutions.com Inc. solutions.com CMO, a Web-based collaboration environment that automates and manages loan origination processes, documents, data and tasks in real time Anchor Mortgage www.anchormort.com Alabama-based loan Services Inc. origination and online mortgage marketplace AnchorBank FSB www.anchorbank.com Consumer-oriented bank offering personal and business banking services throughout WI Andrews Commercial www.acmla.com Commercial mortgage Mortgage brokerage focusing on investment real estate in LA and the Gulf South area Andrews & Kurth LLP www.akllp.com Law firm with extensive real estate practice area, experienced in acquisitions, dispositions, development, leasing, permitting, land use, financing, joint ventures, restructuring, foreclosures and bankruptcy ANFI Inc. www.anfinc.com Provides title insurance and other real estate-related services, including escrow, real estate information, trustee sale guarantees and appraisals Aon Corp. www.aon.com Mortgage banking insurance, consumer insurance underwriting and consulting services Aon Corp./Integramark www.aon.com/integramark Provides U.S. lenders with alternative methods of protecting loans and generating fee incomes for products customers want AP3 Solutions LLC www.ap3solutions.com Provider of MasterView Default Manager, an online solution with real-time performance monitoring, continuous control and process-improvement tools Aparicio, Walker & www.awsinc.com Louisiana-based Seeling Inc. provider of property, liability, life, bond and group insurance to LA clients with national and international interests Apex Mortgage Corp. www.apexmtg.com Originator and servicer of small commercial mortgages Applntell Inc. www.appintell.com Provides risk-management information and data-analysis solutions and tools to the lending industry Applause Mortgage Inc. www.applausemtg.biz Pennsylvania-licensed mortgage broker specializing in jumbo and no-income-verification loans Apple Bank for Savings www.applebank Offers mortgage and mortgage.com co-op loan products Applied Business www.absnetwork.com Provider of products Software Inc. and solutions for the real estate lending industry Applied Financial www.aftgo.com Offers pool, loan and Technology Inc. borrower-level prepayment models for use in MSR valuation, hedging and customer retention Appraisal Enhancement www.ousleyinc.com Provides reports and Services (AES) photos for complete valuation Appraisal Forum www.appraisalforum.com Appraisal company providing Web-based and paperless solutions Appraisal Institute www.appraisal Provider of residential institute.org and commercial real estate appraisal education, research, publishing and professional membership designation programs Appraisal Management www.amco.net Relocation/appraisal Co. (AMCO) management company providing appraisal management, title and flood services through its business partners Appraisal.com www.appraisal.com Provider of solution to create, deliver and manage appraisals and real property online AppraisalTrac/Dattar www.appraisaltrac.com Provides hosted Systems Inc. application service for collateral services workflow Appraiser Central www.appraiser National directory of National Directory central.com licensed real estate appraisers APPRAISERSdotCOM www.appraisers.com National real estate appraisal referral service Appshow www.appshow.com Provides Web tools for mortgage marketing managers, such as e-mail marketing and Web conferencing Apriori Systems LLC www.loandigger.com Provider of automated underwriting and decision/price solutions, including in-house and ASP models ARC Systems Inc. www.arcsystems.com Custom software developer of Internet-based solutions for relational database applications Archon Financial www.archonfinancial.com Commercial mortgage lender providing first-mortgage financing on income-producing office, industrial, retail and multifamily properties Archon Group LP www.archongroup.com Information on commercial and multifamily properties for sale, asset management, acquisitions and due diligence ARCS Commercial www.arcscommercial.com Multifamily lender Mortgage Co. LP offering daily mortgage rates, loan calculator, news and a full range of commercial lending programs ARGO Data Resource www.argodata.com Provider of complete, Corp. full-function mortgage lending systems for retail and wholesale lenders Aries Capital Inc. www.ariescapital.com Full-service lender and mortgage banking firm specializing in Wall Street mortgage pools secured by multifamily and commercial real estate Arizona Association of www.azamb.org Events, member Mortgage Brokers information, consumer help, calculators, links and more Arizona Mortgage www.azmortgage Organization Lenders Association lenders.com representing companies Inc. that participate in the mortgage lending industry in AZ Armstrong Mortgage Co. www.armstrong- Full-service mortgage mortgage.com banking services, including multifamily, commercial and industrial property loans Arnall, Golden & www.agg.com Georgia-based legal Gregory LLP counsel to growth companies in industries including real estate and technology Arroyo & Coates www.arroyocoates.com Full-service commercial real estate brokerage providing specialized services for corporate and private investors Arvest Mortgage Co. www.arvest.com Offers full line of secondary market and in-house mortgage loan products; loans originated by Arvest Bank originators The ASG Companies www.asgcompanies.com New York-based financial advisory and due diligence firm specializing in the mortgage and asset-based markets ASG Mortgage Services www.asgbpo.com Provides online Inc. property valuation services Ashore Funding Inc. www.ashorefunding.com Full-service mortgage banker funding and servicing government, conforming and nonconforming loans ASI Mortgage www.accelhome Full-service mortgage Professionals Inc. mortgages.com broker offering FHA/VA, conventional 15- and 30-year fixed-rate and adjustable-rate home loans, financing and refinancing for both personal and commercial properties and business AskCredit Inc. www.askcredit.com Provides credit decision-making software for financial institutions Aspen Grove Inc. www.aspengrove.net Web-based workflow process design and management tools for defining and benchmarking tasks in a business process Asset Advisory www.asset National due diligence Services Inc. advisory.com and property condition assessment firm Asset Disposition www.admreo.com Full-service Management Inc. asset-management and disposition firm providing real estate services to financial institutions ASSET Group Inc. www.assetgroup.com Environmental consulting services firm offering indoor air-quality assessments, microbial investigations, asbestos and lead inspections, O & M plans, remediation design for hazardous materials and more AssetEye Inc. www.asseteye.com Provider of real estate asset-management software AssetLink Inc. www.assetlink.com Consultant and outsource specialist for the financial services industry Associated General www.agc.org Full-service Contractors (AGC) of construction America association representing nearly 35,000 construction-related firms, working to improve the profitability of its members and the professional standards of the industry, and protect the public interest Associated Software www.asconline.com Develops, markets and Consultants Inc. supports loan automation software solutions for the primary and secondary mortgage markets ATM Corp. of America www.atmprof.com Provider of consulting and technology services to national mortgage lenders looking to develop settlement services subsidiaries Atone Software www.atonesoftware.com Provider of an eMortgage platform that allows all participants to collaborate in real time, and eVaulting solutions for term plus seven years Attorneys' Title www.thefund.com Provider of title Insurance Fund Inc. insurance and title information ATS Inc. www.myatstitle.com Provider of online automated title searches Audino & Associates www.audinoand Provider of real estate associates.com valuations for the mortgage lending marketplace Auer Colorado Online www.coloradoonline Colorado-based Mortgage mortgage.com residential mortgage banker Austin Mortgage www.austinmba.org Networking Bankers Association opportunities, social events, education programs and industry updates The Avatar Group Inc. www.avatar-group.com Provider of value chain management system that identifies critical success factors, establishes common metrics and captures information necessary for improved productivity Avista Solutions Inc. www.avistasolutions.com Mortgage software provider delivering integrated solutions to lenders AVM LP www.avmlp.com Securities broker-dealer offering products and fixed-income trading strategies Axiom Capital www.axiom-capital.com Commercial real estate/ structured finance firm offering client services in debt and equity placement; loan servicing; taxable and tax-exempt bond advisory; financial, lease and development advisory and more Axis Mortgage & www.axismtg.com Arizona-based mortgage Investments LLC banker serving seven communities statewide and in EI Centro, CA b David L. Babson & Co. www.dlbabson.com Provides real estate Inc. financing on all major property types on immediate or forward basis with fixed and floating interest rates for terms of one to 30 years in the U.S. BAC Florida Bank www.bacflorida.com Residential and commercial mortgage lender specializing in loans to nonresidents and foreign investors Back to Basics Inc. www.btbinc.com Provider of MORSERV-- -MORSERV loan servicing/ administration, accounting and investor reporting software Baker Donelson Bearman www.bakerdonelson.com Law firm representing & Caldwell Berkowitz local, regional, PC national and international clients Balboa Life & Casualty www.balboainsurance.com Insurance products and services for financial institutions and their customers Ballard Spahr Andrews www.ballardspahr.com Philadelphia-based law & Ingersoll LLP firm providing help with financing transactions involving securitized lending, REITs, affordable-housing development, health-care facilities and resort and timeshare projects Banc of America www.boasecurities.com Provides services from Securities LLC origination to securitization to ongoing loan servicing BancFinancial Mortgage www.bankfinancial Mortgage broker Inc. mortgage.com offering all types of residential loans, specializing in subprime lending BancMortgage Financial www.bancmortgage.com Atlanta-based Corp. residential mortgage lender Bank of America www.bankofamerica.com Residential mortgage banker providing financial services for homebuyers and homeowners Bank of Hawaii www.boh.com Residential mortgage banker The Bank of New York www.bankofny.com Financial holdings Co. Inc. company offering asset servicing solutions to consumers and businesses worldwide Bank of Newport www.bankofnewport.com Provider of subservicing for first and second mortgages, lines of credit and construction loans in the southern New England area Bank NorthWest www.banknorthwest.com Local bank operating in the northwestern U.S., offering residential and commercial lending products Bank One Corp. www.bankone.com Information on personal finance services and products Bankers Advisory Inc. www.bankersadvisory.com Massachusetts-based mortgage banking consulting company specializing in consumer credit and mortgage lending compliance, serving thrifts, credit unions and mortgage bankers Bankers Assistance www.bankers Principal buyer of Corp. assistance.com nonperforming first and second mortgages Bankers Insurance www.bankers.fprsi.com Offers The Mortgage Service (BIS) Bankers Bond and other Mortgage Bankers Association-endorsed programs to meet the insurance requirements of mortgage banking firms Banknorth Group Inc. www.banknorth.com Maine-based banking and financial services company offering residential and commercial products BANKO Online www.banko.com Database of national public records information Bankrate.com www.bankrate.com Online searches for mortgage rates by state, national averages and three-month trends; news, advice, terms and more BankUnited FSB www.buexpress.com Community-oriented Florida-based bank providing corporate banking, commercial real estate and residential and business lending BankXchange www.bankxchange.com Commercial real estate marketplace assisting property lending and risk-management executives nationwide; buys and sells portfolios, loans and whole participations Banton Technologies www.banton.com Collateral assessment firm specializing in real estate technology and residential appraisal solutions Barnard Capital Inc. www.barnardcapital.com Provider of commercial mortgage banking for commercial and multifamily income properties Basis 100 Inc. www.basis100.com Provides B2B technology solutions for mortgage origination, consumer credit, securitization, automated property valuation and more BayView Financial www.bftg.com Provides principal Trading Group LP takeouts, advisory services and loan and servicing rights brokerage to financial institutions, mortgage bankers and small-business owners nationwide BBK Ltd. www.e-bbk.com Management, financial and operational consulting firm with expertise in crisis, turnaround and performance-improvement management BB & T (Branch Banking www.bbandt.com Homebuyer advice, & Trust Co.) online calculators, product and contact information BCE Emergis Inc. www.emergis.com Provides electronic mortgage services, including Web-based management, processing and delivery of fulfillment reports; and eCommerce solutions, including VPN, digital certificates and security Beacon Hill Mortgage www.beaconhillmortgage Ohio-based lender Corp. corp.com specializing in multifamily and health-care projects Beacon Realty Capital www.beaconrealty Arranges debt and Inc. capital.com equity capital for all commercial and multifamily property types throughout the United States Beanstalk Networks www.beanstalk IT service provider networks.com offering leased access to popular mortgage banking software and Microsoft applications via Web connection Bear, Stearns & Co. www.bearstearns.com Commercial mortgage Inc. lending program providing fixed-and floating-rate loans and a variety of structured finance products BearingPoint www.bearingpoint.com Consultant providing business and technology strategy, systems design, architecture, applications implementation, network infrastructure, systems integration and more Marc A. Ben-Ezra PA www.fcllaw.com Full-service real estate law firm with focus on FL foreclosures Benchmark Consulting www.benchmark Consulting services International international.com for the mortgage banking and financial services industries Benedict Group Inc. www.benedictgroup.com Provides loan servicing software for commercial, consumer, multifamily and other complex loan types; also offers client-fee calculation and billing software Benesch, Friedlander, www.bfca.com Cleveland-based law Coplan & Aranoff LLP firm representing mortgage lenders, servicing providers, field service providers and contractors Berkshire Capital www.berkcap.com Advises clients on the Corp. initiation and execution of mergers, acquisitions, divestitures, joint ventures and other alliances in the financial services industry Berkshire Mortgage www.berkshire National commercial Finance mortgage.com real estate lender and mortgage banking firm B.F. Saul Mortgage www.bfsaulmortgage.com Maryland-based provider Co. of mortgage products and programs Binomial International www.disaster Provider of Inc. recovery.com disaster-recovery and business-continuity planning software tailored to small and medium-sized businesses Birchwood Mortgage www.birchwood Information on Inc. mortgage.com refinance, first and second mortgages, jumbo and construction loans, investment properties and more bireM www.birem.com International organization of project marketing directors with experience in condo marketing and sales The BISYS Group Inc. www.bisys.com Provides enterprisewide automation to support financial institutions, integrating core banking applications with ancillary products Blackpoint Capital www.blackpointcap.com Boutique investment Advisors LLC banking firm serving as a distribution channel for debt and equity capital in the HI marketplace BlackRock Solutions www.blackrock Mortgage servicing solutions.com risk-management services, including FAS 133 solutions, prepayment modeling, hedge execution and more Blank Rome LLP www.blankrome.com Philadelphia-based law firm with focus in financial services and real estate law Blue Ball National www.bbnb.com Pennsylvania-based Bank bank offering array of fixed-rate, adjustable-rate and construction financing Board of Governors of www.federalreserve.gov Information about the Federal Reserve recent legislation, System publications, speeches, research/data and consumer information Bock & Clark Corp. www.1800surveys.com Provides a means to contact one source to obtain ALTA/ACSM land title surveys anywhere in the United States The Bond Market www.bondmarkets.com Research, policy and Association advocacy, publications, news, market information, links, newsletters, updates and events Bonneville Mortgage www.bmcslc.com Commercial mortgage Co. banker Marc Boogay Consulting www.boogay.com Offers investigations Engineer and reports providing due diligence for commercial transactions Boston Private Bank & www.bostonprivate Provides private Trust Co. bank.com banking, residential mortgages, commercial lending and investment management services to individuals and businesses Bradford Mortgage Co. www.bradfordmc.com Retail mortgage banking firm focused on originating residential mortgage products in NC and SC Bradford Technologies www.bradford Provider of business Inc. software.com forms, Internet services and technology products, including the Appraisers ToolBox Brick Mortgage Co. www.brickmortgage.com Mortgage broker Inc. offering bridge loans, mobile-home refinancing, purchase money, cash-outs and more Bridger Commercial www.bridgerfunding.com Internet-powered Funding commercial real estate lending partner to the U.S. banking industry BridgeSpan Inc. www.bridgespan.com Provider of technology and settlement services solutions to the mortgage industry BridgeSpan Title Co. www.bridgespan.com/ Fully licensed, solutions/bridgespan_ full-service title and title.html closing company that combines experienced closing specialists with the latest Web-based technology Briggs and Morgan PA www.briggs.com Minneapolis-based mortgage banking law firm specializing in class-action defense, regulatory advice, loan and servicing transactions, predatory lending advice and more Briner Inc. www.brinermortgage.com Mortgage lender serving VA and MD Broadview Mortgage Co. www.broadview- Privately owned and mortgage.com operated mortgage banking company that originates, services and sells residential mortgages throughout OH, KY, PA and MI BrokersUnited.com LLC www.brokersunited.com Marketplace for mortgage brokers, providing Mortgage banking, member benefits and access to supporting wholesale financial services Brooks Systems www.brookssystems.com Provider of Web-based automated compliance and mortgage math solutions Brown, Fowler & Alsup www.loanlawyers.com Texas-based law firm PC limited to the field of banking and real estate law, including document preparation, federal and state regulatory compliance, real estate, title and closing matters Brown, Raysman, www.brownraysman.com Law firm specializing Millstein, Felder & in transactional, Steiner LLP regulatory and information technology legal services BRT Realty Trust www.brtrealty.com Direct lender providing bridge, acquisition and renovation/rehab loans nationwide Buckner Real Estate www.ebuckner.com Offers mortgage Inc. information, home-management services, commercial properties for sale, homes for rent and more in TN and KY Building Diagnostics www.bdlmain.com Provider of property Ltd. condition reports and environmental assessments Building Evaluation www.bestinspections.com Provider of property Services & Technology condition assessment (BEST) and environmental Phase 1 reports Building Owners & www.boma.org International Managers Association federation of more than (BOMA) International 100 local associations representing more than 18,500 members who own or manage more than 8.5 billion square feet of downtown and suburban commercial properties and facilities in North America and abroad Bureau of Economic www.bea.doc.gov International, Analysis national, state, local and industry data; catalog of products; publications; news; papers and presentations Bureau of Labor http://stats.bls.gov Data, publications, Statistics research papers, news releases, regional information, surveys, programs and links Burke, Warren, MacKay www.burkelaw.com Provides outside & Serritella PC counsel for regulatory, financing and development issues, and offers nationwide class-action defense practice Burnett & Matthews LLP www.burnett- Law firm representing matthews.com primarily institutional clients nationwide, with focus on the financial community Burnham Real Estate www.burnhamreal Provider of national Services estate.com and international capital sources, including correspondent relationships John Burns Real Estate www.realestate Provider of strategic Consulting Inc. consulting.com planning, market research and financial analysis consulting services to real estate executives and organizations Business Information www.bigreport.com Background Group (BIG) investigation firm specializing in the financial services industry Business Loan Express www.businessloan Lender providing (BLX) express.net small-business loans to companies nationwide BusinessEdge Solutions www.businessedge.com Consulting firm Inc. providing CRM eBusiness solutions to the financial services industry Busson & Sikorski www.bussonsikor New York-based law firm skillc.com providing legal services to domestic and foreign borrowers and lenders relating to the securing, purchasing or sale of residential and commercial properties and cooperatives BuyBankHomes.com LLC www.buybankhomes.com Site dedicated to marketing bank-owned properties; marketplace for sellers (banks and others) and real estate agents to advertise REO properties for sale Edward T. Byrd & Co. www.byrd.com Commercial mortgage banking firm serving as correspondent for institutional investors in FL Byte/CBC Companies www.byte-cbc.com ASP and developer of software for the Internet c Cadwalader, Wickersham www.cadwalader.com Law firm with emphasis & Taft LLP on the financial services industry, with offices in New York; DC; Charlotte, NC; and London California Association www.cambweb.org Consumer information, of Mortgage Brokers government affairs, events and conferences, industry news and links California Association www.car.org Consumer information, of REALTORS (C.A.R.) professional development, news, research/data, meetings and industry events and more California Housing www.chfa.ca.gov Commercial lender Finance Agency providing tax-exempt and taxable bond financing for the development of affordable multifamily housing in CA California Mortgage www.cmba.com Governmental advocacy, Bankers Association education, public Inc. affairs programs and more California Software www.california Provider of Ioan Corp. software.com origination and collection-process automation systems California State www.calstrs.com Provider of home-loan Teachers' Retirement program for California System (CalSTRS) Public School District employees Calyx Software www.calyxsoftware.com Developer of mortgage origination software applications CampusMBA www.campusmba.org The Mortgage Bankers Association's (MBA's) learning center for real estate finance, offering tests and assessments; classroom-, print- and Web-based courses; books and publications; professional designations and more Canada Mortgage and www.cmhc.ca Canadian government's Housing Corporation national housing (CMHC) agency, which develops new ways to finance home purchases and encourages innovation in housing design and technology Cap, Gemini, Ernst & www.cgey.com Management consulting Young and information technology services provider Capital Access Inc. www.capital-access.net Provider of debt and equity for commercial real estate nationwide, and provider of residential mortgages The Capital Group www.thecapitalgroup.com Provider of global Companies Inc. investment services, global private equity, mutual fund management and more Capital Lease Funding www.caplease.com Direct lender LP specializing in credit tenant-lease financing CapitalSource Finance www.capitalsource.com Specialized commercial LLC finance company focused on financing growth, acquisitions and recapitalizations, offering senior, asset-based and mezzanine financing through its focused lending units CapitalThinking Inc. www.capitalthinking.com Provider of comprehensive software solutions for the financial services industry; offers bluewire, a Web-based software financial services platform Capri Capital LP www.capricap.com Real estate investment advisory, management and mortgage capital firm investing in real estate equity and debt-related products on behalf of pension funds and institutional investors Capstead Mortgage www.capstead.com Operates as a REIT Corp. earning income from investing in real estate assets on a leveraged basis and from other investment strategies Capstone Institute of www.capinst.com National mortgage Mortgage Finance broker training company focusing on loan origination, processing, underwriting and FHA/VA Capstone Realty www.capstone-realty.com Focuses on the Advisors LLC placement of debt and equity investment opportunities for institutional investors The Carlisle Group www.carlislegroup.com Provider of collateral Inc. and securitization systems for global capital markets CarltonOn-Line.com www.carltongroup.com National real estate advisory firm dealing in portfolio asset sales, debt and equity transactions, portfolio and single-asset whole-loan sales The Carlyle Group www.thecarlylegroup.com Global investment firm that originates and acts as lead equity investor in commercial real estate investments Cartel Asset www.cartelbpo.com National provider of Management Inc. broker price opinions and appraisals to mortgage companies, banks, securities dealers, investment and PMI companies Carteret Mortgage www.yescarteret.com Pennsylvania-based Corp. mortgage company offering jumbo, conventional and government programs Carus & Manniello PC www.carusmann.com Law firm concentrating in representing the lending industry in aspects of mortgage foreclosure, bankruptcy and related issues throughout the state of NY Cassin, Cassin & www.ccjnyc.com New York-based law firm Joseph LLP providing legal services for all facets of real estate and real estate finance CAST Management www.castconsultants.com Management consulting Consultants Inc. firm for the financial services industry Castle Mortgage Corp. www.castlemtg.com Residential lender offering purchase, refinance, ARM, jumbo and second mortgages; alternate financing and more Catalyst Mortgage www.catalyst.co.za/ Commercial mortgage Securities Ltd. _ie5/mortsec/mortsec originator and index.htm securitization conduit for fixed-rate loans in South Africa CB Richard Ellis Inc. www.cbrichardellis.com Provider of real estate research and consulting, project management, valuation, brokerage, corporate and advisory services CBA Information www.cbainfo.com Experian affiliate Services credit bureau offering credit-related products and services C-BASS (Credit-Based www.c-bass.com Provider of servicing Asset Servicing and and securitizing Securitization LLC) services for delinquent residential mortgages CBC Companies Inc. www.cbc-companies.com Provides credit reporting, flood zone determination and real estate services CCH www.business.cch.com Provider of business Incorporated-Business and financial products & Finance Division for research, planning and compliance CCIM Institute www.ccim.com NAR affiliate organization that confers the Certified Commercial Investment Member (CCIM) designation C.C. Pace Systems www.ccpace.com Financial services consulting firm specializing in the mortgage industry Ceira Technologies www.ceira.com Provider of eBusiness Inc. products and services Celtic Financial Group www.celticfinancial.com Mortgage broker offering LLC commercial and multifamily mortgages Cendant Mortgage Corp. www.cendantmortgage.com Retail mortgage originator offering a full range of programs and services Cenlar FSB www.cenlar.com Mortgage subservicer offering customized private-label programs to financial institutions, credit unions and mortgage bankers Centennial Corporate www.centennial Residential mortgage Financial financial.com banker Centex Corp. www.centex.com Building and related financial services businesses Centier Bank www.centiermortgage.com Indiana-based lender offering retail conforming, jumbo and subprime mortgage originations Central Pacific www.centralpacific National mortgage Mortgage Co. mortgage.com banker specializing in net branches offering FHA, VA, conventional, jumbo loans and more Certified Environments www.ceiworld.com Nationwide real estate Inc. (CEI) due diligence consultants Certilman Balin Adler www.certilmanbalin.com New York-based law firm & Hyman LLP with mortgage foreclosure, bankruptcy, real estate, condos and co-ops, zoning and tax certio rari practices C & F Mortgage Corp. www.cfmortgagecorp.com Provides FHA, VA, VHDA, construction/permanent and other residential programs in VA and MD CH Mortgage www.ch-mortgage.com Residential lender operating in 17 states, offering more than 430 programs for purchase or refinance Champion Mortgage www.champion Retail home-equity mortgage.com lender Charlottesville Area www.camba-va.org Membership directory, Mortgage Bankers homeowner classes and Association more Charter One Mortgage www.charterone National lender Corp. direct.com offering customized rate quotes, online application, approval and online disclosures, same-day rate lock and more Charter Mortgage Co. www.charterco.com Mortgage company that originates and services residential and commercial loans in NM Chase Credit Research www.chasecredit.com Offers credit reports and Chase Credit and the Webstar Systems credit-analysis software for lenders/ credit-reporting companies and flood certification services Chase Mortgage Center www.chase.com Resource for home mortgages, rates, product information, calculators and prequalification forms Chase Mortgage Corp./ www.chasehome Chase Mortgage customer Home Customers customers.com site, offering online status report, online payment and refinance/ mortgage services Chase Mortgage Corp./ www.chase.com/mortgage Lender offering Home Financing mortgage and Solutions home-equity financing and information Chase Mortgage Corp./ www.chasewholesale.com Wholesale lender Wholesale Lending offering line of products and programs, including conforming, jumbo, FHA/VA, Rural Housing, home-equity and more Check Printers Inc. www.check-printers.com Prints and mails monthly statements, payment books, correspondence letters and tax statements CheckFree Corp. www.checkfree.com Provider of checks and electronic payment services for the financial services industry The Chicago Board of www.cbot.com Commodities and Trade financial futures exchange with news, quotes, products and services Chicago Realty www.reoillinois.com Service focusing on Partners private-sector management and marketing of REO properties in IL Chicago Title www.ctic.com Title insurance and Insurance Co. real estate-related services ChoicePoint Inc. www.choicepoint.net Provider of decision-making information to help reduce fraud and mitigate risk The Christopher Group www.christopher Recruitment firm group.com specializing in national placement of experienced mortgage and real estate professionals CIBC World Markets www.cibcwm.com Full-service investment bank that helps companies and institutions raise capital, grow and invest CIGNA Retirement & www.cigna.com/consumer Provides a full range Investment Services of products, including portfolio, securitized and mezzanine Cimarron Mortgage Co. www.cimarron Online applications, mortgage.com calculator, products and contact information for consumers; servicing and subservicing for business partners Cincinnati Mortgage www.cincinnatimba.com Links, newsletter, Bankers Association mortgage terms, member roster and events Cipher Data Resources www.cipherdata.com Software that Inc. automatically locates, analyzes and prints all allowable, durable and stable income for tax returns in minutes Circle Bank www.ncbanking.com California-based bank that helps small- business owners and their families, providing a variety of lending, deposit and investment opportunities Citadon Inc. www.citadon.com Provides open technology platforms to the global engineering and building industry Citi Home Loans www.citihomeloans.com California-based lender offering prequalification, daily market updates, loan tracking, rates, online applications, calculators and more CitiFinancial Mortgage www.yesbanker.com Provider of lending Co. Inc. services and products; offers correspondent flow and acquisition programs Citigroup Inc. www.citigroup.com Global financial services company providing consumers, corporations, governments and institutions with a range of financial products and services, including consumer banking and credit, corporate and investment banking, insurance, securities brokerage and asset management CitiMortgage Inc. www.citimortgage.com Offers prequalification; online application; home-equity, purchase and refinance products; rates; information and more Citizens National Bank www.citizensnatl.com Pennsylvania-based of Evans City full-service bank offering residential, home-equity and commercial programs City Mortgage Services www.city-mortgage.com Product information, Inc. online prequalifications and calculators CityFeet.com www.cityfeet.com Real estate Web site for commercial tenants searching for space to lease, and for property buyers Cityloans.com www.cityloans.com Network site providing LenderMatch system for borrowers to receive bids from lenders in all 50 states Classic Mortgage LLC www.classicmortgage.com Retail mortgage banker The Clawson Group www.theclawsongroup.com Commercial mortgage banking firm serving UT, ID and NV Clayton www.claytongroup.com Provides due diligence and transaction support, loan sale advisory services, operations review and staffing solutions ClearCrossing Inc. www.clearcrossing.com Provider of productivity tools, processing solutions and business connectivity to the mortgage industry C-Lender.com www.c-lender.com Commercial lending site featuring articles, industry calendar, rate quotes, lender database and search function for mortgage brokers, property owners and investors ClickRSVP www.clickrsvp.com Provider of HomeValueBot to businesses, which allows Web site visitors to find their home values free and instantly; can be used as a lead-generation tool or a calculator to help potential applicants CLICO Mortgage & www.clicomortgage.com Residential mortgage, Finance Corp. real estate and insurance services Ed Cline Appraisals www.ecal.com Offers appraisal services in PA and OH ClosingConnect.com www.closingconnect.com Web-based solution that allows lenders to find their own service providers online using their own LOS to place orders for appraisal, title, flood certificates and more ClosingCounsel.com LLC www.closingcounsel.com Provider of services and technology that enable settlement service providers and mortgage lenders to obtain, manage and leverage information with clients and vendors CNB Mortgage Co. www.cnbank.com Full-service mortgage banking company offering conventional, FHA/VA, jumbo, commercial and subprime loans CNL Financial Group www.cnlonline.com Direct lender, servicer Inc. and securitizer of owner-occupied commercial mortgage loans CNS Mortgage LLC www.mortgage-house.net Massachusetts-based mortgage lender Coast to Coast www.coast4u.com Provider of nationwide Mortgage Services Inc. evaluation, field and REO services Coastal Federal Credit www.coastalfcu.org North Carolina-based Union nonprofit, member-owned financial cooperative Cogent Economics Inc. www.cogentqc.com Provides workflow solution technologies for loan quality control Cohane Rafferty LLC www.cohanerafferty.com Lending adviser to the financial services industry Cohen Financial www.cohenfinancial.com Commercial real estate financial company structured on an investment platform, working as agent, adviser or principal for clients Cohn, Goldberg & www.cohn-goldberg- Maryland-based law firm Deutsch LLC deutsch.com concentrating in real estate, real estate litigation and transactions, commercial and residential settlements, REO closing services, Truth-in-Lending litigation and more Cohn & Roth www.cohnroth.com Provides foreclosure, bankruptcy and related legal services for the mortgage banking industry in NY Colban Funding Inc. www.colban.com Mortgage banker serving NY and PA Collateral Mortgage www.collateral.com Multifamily, Capital LLC manufactured-home community and commercial real estate lender Colonial Mortgage www.colonialmort.com Full-service mortgage Service Co. of America lending organization serving PA and NJ Colonial National www.colonialsavings.com Privately held Mortgage financial services company that originates loans in 47 states, offering a full array of banking and insurance services Colorado Association www.camb.org Events, consumer of Mortgage Brokers information, links, FAQs, government relations information and more Colorado First www.colorado1st.com Lender providing Commercial Mortgage commercial and Inc. multifamily mortgage origination and servicing Colorado Mortgage www.cmla.com Offers representation, Lenders Association education and networking opportunities for members Columbia State Bank www.columbiabank.com Tacoma, WA--based lender providing one-to-four-family retail and wholesale originations Columbus Mortgage www.columbusmba.org Events calendar, links, Bankers Association legislative updates, news and committee information Column Financial Inc. www.columnfinancial.com Atlanta-based lender that originates, underwrites and closes commercial mortgage loans Combined Properties www.combinednow.com Full-service asset Inc. (CPI) manager of retail strip shopping centers in the DC metropolitan area and Los Angeles Comerica Bank www.comerica.com/ Michigan-based lender mortgage providing Web-based mortgage loan services Comforce Corp. www.comforce.com Offers recruiting, payrolling and managed-vendor programs to the mortgage industry Commerce Bank www.commerceonline.com New Jersey-based lender offering FRMs, ARMs and more Commerce Title Co. www.commercetitle Provides professional company.com service, expertise and technology to coordinate and streamline the title, closing and appraisal processes CommerceNet www.commerce.net Consortium of companies promoting Internet eCommerce solutions Commercial Defeasance www.defeasewithease.com Provider of commercial LLC defeasance services Commercial Mortgage www.cmccorp.com New Jersey--based Capital commercial mortgage lender Commercial Mortgage www.cmi-online.com Monthly journal of Insight commercial mortgage finance Commercial Mortgage www.cmbs.org Events, FAS 140 Securities Association information, best practices, weekly news briefs, defeasance forms and FAQs Commonfund Mortgage www.commonfundmtg.com Online home mortgage Corp. lender offering complete home-mortgage services for first-time homebuyers, refinancing and equity loans Commonwealth www.landam.com Title insurance and LandAmerica real estate--related products and services CommunityBanks www.communitybanks.com Pennsylvania-based

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