2004 online guide directory listings.

NAME                    INTERNET SITE            DESCRIPTION

1st 2nd Mortgage Co.    www.1st2ndmortgage.com   Mortgage banker and
of New Jersey Inc.                               direct lender offering
                                                 online applications,
                                                 loan status tracking,
                                                 preapproval, rates,
                                                 forms, glossary, FAQs
                                                 and more
1st AAA Commercial      www.blackburne.com       Database of commercial
Mortgage Lender                                  lenders and their
Databank                                         investment rates
1st City Savings        www.1stcitysavings.com   Lender offering loan
                                                 servicing, trust deed
                                                 investments and major
                                                 loans
1st Class Financial     www.1stclass             Lender making primarily
Inc.                    financial.com            residential first and
                                                 second mortgages and
                                                 some commercial loans,
                                                 specializing in
                                                 stated-income and
                                                 no-doc programs
1st Preference          www.fha203k.com          FHA lender specializing
Mortgage Corp.                                   in the FHA 203(k) rehab
                                                 /renovation loan for
                                                 both correspondent and
                                                 lender, handling work
                                                 right up through
                                                 closing
2001Beyond.com          www.2001beyond.com       Site providing
                                                 sponsored links to real
                                                 estate-related services
                                                 and products
21st Century Documents  www.21stcentury          Outsourcing alternative
Inc.                    documents.com