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What's Up with My Credit?

A consumer credit insider gives expert counsel on how to navigate the credit world and take good care of your personal finances.
lynette denike_80 Lynette DeNike
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Latest Posts

Student Loan Repayment Plan Can Rescue Your Credit
July 02, 2009, 11:45 AM
If your student loan payments are huge in comparison to your income or you work in the public sector, these new repayment plans could provide a financial win for you.

Five Ways Your Small Business Can Operate Smarter
June 26, 2009, 12:10 PM
Your company can survive, and even thrive, in spite of the economy, with creative new approaches to business.

Ten Major Financial Regulation Proposals of the Obama Administration
June 19, 2009, 3:40 PM
The grime and greed of our troubled financial system needs to be scrubbed clean. This sweeping plan addresses many of the most egregious problems.

Will the SBA's Recovery Loan Help Your Business?
June 12, 2009, 2:00 PM
If your established enterprise needs a bridge loan to cover debts for the next six months, this could be the right solution for you.

Five Fatal Flaws That Stop Business Success
June 05, 2009, 1:40 PM
Take advantage of the downtrodden economy. Create your enterprise using wise credit, finance, marketing, and management practices.

What the Credit Card Act of 2009 Means for You, Part 2
May 29, 2009, 12:30 PM
While this legislation provides welcome consumer protection, it's essential to know what is not regulated and how it can affect your credit.

What New Credit Card Rules Mean for You -- Part 1
May 22, 2009, 1:05 PM
You can look forward to full disclosure of credit card policies by card providers. Bait and switch practices will be eliminated. There are positive changes for most consumers.

How to Beat the Bad Times
May 15, 2009, 1:20 PM
Understanding economic trends will help you change your business into a lean operation that triumphs in spite of adversity.

Eight Reasons to Start Your Business Now
May 01, 2009, 12:00 PM
As the recession continues, the time is right to get your company set up and ready to take advantage of future boom times.

Should You Buy Commercial Real Estate?
April 24, 2009, 11:05 AM
As commercial real estate heads into a continuing downward cycle, does it present a unique opportunity for your business to purchase?


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Latest Comments in What's Up with My Credit? posts

To find a best attorney is not difficult today, there are lots of site are available and that give the information for well qualified and knowledgeable lawyers. People who are willing to take the help from best attorneys can also contact online. People can collect all the necessary information from the net and they can also ask any sort of query from these legal lawyers. All these attorneys offer many other best and effective facilities to the needed people.

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By: Best Attorney on 6/10/09 at 1:15 AM
Find an Attorney and Drive Up Your Credit Score
This article is definitely false. I purposely signed up for this blog just to dispute this mis-information. There is a difference between a soft-inquiry or soft pull and a hard pull. A soft pull is one done by you or is one done by.

When you view your credit reports now a days (directly from the bureaus), you even see that there are 2 different sections. One for the inquiries that others see (hard pull) and another section for soft pulls that shows pulls that you initiate (not shown to other bureaus). I have like 100 in that section sometimes because I pull my credit report with 2-3 different monitoring services almost everyday (i have to keep up with my credit report for what I'm doing). CreditCheckTotal.com, TrueCredit.com, are some examples ChaseIDProtection.com used to, but now they limit it to once every 90 days. So I canceled them.

I learned a bunch of real tips and tricks for improving credit score from a company called CreditCardBuilders.com . Ask for Ari Page and say that one of his clients, Josh G. sent you. You might get a discount. You can contact me though one of my sites, 123collegedegree.com if you need more info.
By: 4evermaat on 6/2/09 at 12:49 PM
Don't Use Credit Monitoring Services
Thank goodness for the changes, they needed to be done! Great information on everything. Thanks!
By: Kim on 5/31/09 at 10:15 PM
What New Credit Card Rules Mean for You -- Part 1
Hey Friends,
Update your knowledge about the laws. You can take the protection to secure your life. IF you want to change your life then visit this link.

http://www.legalx.net
Newton

...
By: Newton on 5/12/09 at 5:02 AM
Find an Attorney and Drive Up Your Credit Score
I do like this article. I'm also writing about businesses to start in a recession, reasons to start small businesses now, etc., etc. on my site. http://bizfinance.about.com. (shameless self-promotion). I always try to read your blog!
By: Rosemary Peavler on 5/1/09 at 11:01 PM
Eight Reasons to Start Your Business Now

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