Genesis announces policy for colleges and universities

Genesis Underwriting Management Co. announced its College and University Policy, a package of comprehensive coverages tailored to the liability risks facing colleges and universities. The program targets public and private schools that have a strong commitment to loss control and that are willing

Features include simplified language and separate limits for each coverage part. Insureds can select their own defense counsel. Educators legal liability claims cannot be settled without the named insured's consent.

The program has one coverage part applicable to general, auto and employers liability. It covers campus security activities; nonemployment harassment, including sexual molestation; incidental medical malpractice; mutual aid; liquor liability; riot and civil commotion; athletic participants; and fellow employee litigation (AL & GL).

The program also has an educators legal liability coverage part that responds to claims for employmentrelated practices including back and front pay; employment harassment, including sexual molestation; and employee benefits liability.

Punitive damages under both coverage parts are covered where permitted by law. Coverage is written on an admitted or nonadmitted basis by Genesis Insurance Co. or Genesis Indemnity Insurance Co., both rated A++ by A.M. Best and AAA by Standard and Poor's.

For more information, contact Robert M. Jones at (203) 328-5402 or at robert. jones@gumc.com.