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News Analysis: US pension shortfalls - US reeling from pensions deficits.(Employee Retirement...

US employers are looking at a wide range of financial strategies to make up shortfalls in pensions assets and reduce their retirement plans costs.

Some 96 cent of employers have changed one or more of their retirement programmes within the last three years or are said to be contemplating further changes in the benefit structure, according to a survey by Mercer Human Resource Consulting and Mercer Investment Consulting,

These changes include freezing defined benefit (DB) accruals, closing DB pension plans to new entrants, increasing or restructuring matching

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