Captivating strategies. (Benefits).

With property/casualty insurance rates rising and many lines of professional liability coverage unavailable, many corporations and organizations have been turning to captive insurance companies at a record rate.

While most captive strategies involve workers' compensation, general liability and group auto liability, captive and employee benefit consultants say some of their clients are also looking hard at funding some employee benefits with captive companies.

It's not impossible, though it can be difficult because the Employee Retirement Income Security Act