Captive insurance results in savings. (Forum).(Specialty Trades Insurance Co. )(Column)

HOW WOULD YOU like to actually reclaim a portion of your workers' compensation and liability insurance premium each year? Sound too good to be true?

Not for companies with a good safety performance record that are part of a captive insurance program we helped form called Specialty Trades Insurance Co. Established in 1991 by a group of primarily mid-sized electrical and mechanical contractors, the organization has grown to 30 contractors--each of whom stands to benefit through lower premiums the next year and the possibility of having a portion of their premium returned