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The Charlotte Observer, N.C., Consumer Watch Column.

By Andrew Shain, The Charlotte Observer, N.C. Knight Ridder/Tribune Business News

Feb. 3--AUTO INSURERS PUSH FOR 12.3 PERCENT INCREASE: Insurers want to raise N.C. car rates by an average of 12.3 percent later this year, which would add $74 to the average annual state premium.

Drivers in Charlotte, where average premiums are 50 percent higher than the state norm, would pay an additional $103.50.

And insurance bills might grow even more. Insurers also are considering a 15-percent homeowners increase for later this year. A final decision on the

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