Editor's Letter.(Editorial)

Byline: Padraig Floyd, editor

The government must be pretty pleased with itself. It seems to be riding on the crest of a wave of consensus about the general thrust of its pensions reforms.

Not only have the major parties signed up to most of it - yes, I know the devil is in the detail - but the Association of British Insurers is lending its support. True, it is doing this through gritted teeth, but it is displaying grace under fire as it hopes to move the government on the 30 basis points charging cap.

But more important to the government in the b