Workers lack benefits knowledge, mistrust drug makers.

Many workers misunderstand their benefits and do not spend much time learning about them, reveals a recent survey from MetLife.

About 60% of employees do not understand which benefits best meet their needs. To fill the gap, 27% of employees rely on friends and relatives for financial advice, while 46% do not consult anyone, according to MetLife, a New York City-based provider of life, automobile and homeowners insurance.

Furthermore, 55% of employees spend 30 minutes or less making benefits decisions during the open enrollment period. On average, employees s