Fed LTC benefit under scrutiny.(Brief Article)

While many benefit advisers applaud the federal government for giving long-term care insurance a sorely needed boost in visibility, some question whether the program should be hailed as a model benefit.

The government recently began early enrollment in the plan, which is available for some 20 million employees and family members. Open enrollment begins July 1.

One LTC specialist, Ed Neveleff, of Senior Insurance Services of Gaithersburg, Md., says the Federal Long-Term Care Insurance Program has some advantages over plans, including insurability for those who