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Best Of Past 30 Days This Year Past 5 Years All Dates
Is a Variable Annuity for You?
Financial services companies and the brokers who love them just can't get enough of variable annuities.
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Understanding Deductibles
Many insurance policies — particularly property, liability, and commercial-vehicle insurance policies — contain deductibles. Here are the basics.
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Cashed-Out Insurance Policies Find New Investment Life in Bundles
Just as stocks, bonds and real estate have markets where the assets are readily bought and sold, there's...
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Citizens expected to get rate hike OK
TALLAHASSEE Florida moved to reduce its financial vulnerability to hurricanes on Tuesday. But a pro-business group said the...
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Australia: Status Report: Speno Rail v Metals & Minerals Insurance
In our August 2009 edition of the Deacons Insurance Update, we reported on the Western Australian Court of...
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Status Report: Speno Rail v Metals & Minerals Insurance
In our August 2009 edition of the Deacons Insurance Update, we reported on the Western Australian Court of...
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U.S. foreign policy preempts California statute extending limitations period for certain life insurance policies
Reversing the judgment of the district court, the Ninth U.S. Circuit Court of Appeals ruled that a California...
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Constructive trust reversed; Wisconsin Court of Appeals says factualquestion precluded summary judgment.
Byline: David Ziemer A widow will get the opportunity to show she was a bona fide purchaser of...
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TWO MISSOURI WOMEN CHARGED WITH CONSPIRACY TO COMMIT MURDER FOR HIRE AND MURDER FOR HIRE
The following information was released by the St. Louis Division of the Federal Bureau of Investigation: Elain Kay...
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Constructive trust reversed; Wisconsin Court of Appeals says factual question precluded summary judgment
A widow will get the opportunity to show she was a "bona fide purchaser" of her late husband's...
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Nationwide to drop 3,500 area policies
Oct. 9--MANATEE -- Nationwide Insurance Co. of Florida will drop more than 3,500 policies in Manatee and Sarasota...
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Partial accord in Madoff lawsuit.
Bermuda-based insurers Argus Group Holdings Ltd. and Tremont Intl Insurance Ltd. partially settled a lawsuit on behalf of...
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Disclosure of potential premium increases undercuts policyholders' fraud claims
The Eighth U.S. Circuit Court of Appeals affirmed a grant of summary judgment in favor of an insurer...
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Business Insurance 101: What Types of Coverage Do You Need?
Examine these basic insurance types to determine what you need to do to protect the business you've built.
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Losses stemming from complaints against company not covered under D&O policy
The First U.S. Circuit Court of Appeals ruled that a corporation could not recover under a directors' and...
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Women tell Congress about health insurance disparities
Oct. 16--WASHINGTON -- When Amanda Buchanan and her schoolteacher husband talked about having a second baby, it felt...
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Getting Life Insurance to Secure a Loan
In today’s economy, lenders are requiring business owners to obtain life insurance policies.
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Cost Cutters: 7 Ways to Contain Business Health-Care Costs
Even if health reforms pass soon, effects won’t be felt until 2013. Here’s how to contain volatile health-care...
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TAX ON HIGH-END HEALTH INSURANCE POLICIES TAKES LOW ROAD
The following information was released by the Heritage Foundation: The Joint Tax Committee (JTC) recently shed important new...
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REVIEWING INSURANCE POLICIES A GOOD FIRST STEP TO BE PREPARED FOR SEVERE WINTER STORMS
The following information was released by the New York State Insurance Department: Its always important for consumers, especially...
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Business Glossary
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Definitions for: lapse supported life insurance policies
Dictionary of Insurance Terms
lapse supported life insurance policies

policies that have their future cash values closely correlated with a high lapse ratio of the insurance company's book of business. In theory, gains resulting from these lapses will result in a greater surplus account, thereby building the future cash values of these policies. In essence, the policy is specifically designed so that if it is surrendered, its surrender value would be less than its asset share value.

Copyright © 2000, 1995, 1991, 1987 by Barron's Educational Series, Inc. Reprinted by arrangement with Publisher.

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Industry Associations

Industry Associations
Committee of Atomic Bomb Survivors in the U.S.
Nagasaki and Hiroshima atomic bomb survivors of World War II who are American citizens and permanent U.S. residents. Aims to identify other survivors (the committee estimates there are over 1,100 ...

Members: 300
Founded: 1971
Dues: atomic bomb survivor of Hiroshima and Nagasak, $20 annual.

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