Employment-based health benefits: Trends and outlook
Issue Brief
HEADNOTEEBRI
EMPLOYEE BENEFIT RESEARCH INSTITUTE
HEADNOTE* This Issue Brief discusses recent trends in and the future of employment-based health insurance benefits. It presents recent trends in sources of health insurance, access to health benefits, changes to benefit packages, and retiree health benefits. It discusses the reasons underlying the trends, presents the outlook for employment-based health insurance benefits, and reviews defined contribution health benefits.
* The percentage of Americans under age 65 covered by employment-based health benefits has been increasing since 1994. Between 1994 and 1999, the percentage of children covered by an employment-based health plan increased from 58.1 percent to 61.5 percent. For adults, it rose from 66.1 percent to 67.6 percent, with the increase mainly occurring between 1997 and 1999. Between 1997 and 1999, the percentage of working adults with employment-based health insurance increased from 72.2 percent to 73.3 percent.
In addition, make sure to read these articles:
- Group Medical Plan Costs Continue to Climb for All Sizes of Employers, the Council's...
- Outlook grim for future retirees' health benefits.
- EEOC proposes exempting retirees' health coverage from age bias law.
- MEASURING TERMINABLE POSTRETIREMENT OBLIGATIONS
- Is retiree health care going, going, gone? (From the Editors).
- The Uncertain Promise of Retiree Health Benefits.
- Retiree health benefits dwindling
- Retiree Health Benefits Legislation To Be Introduced in Senate this Fall.
- New Study Shows Decline in Retiree Health Benefits;Proposed Medicare Changes Likely to...
- The Uncertain Promise of Retiree Health Benefits.
- Companies cut back on retiree health benefits. (HR Update: News that Works).
- Retiree health benefits: employers' mixed support.
- Critical crossroads for retiree health benefits.
- Retiree Health Benefits Program to Help Large Employers with Cost Challenges and Improve...
- Commentary on Retiree Health VEBAs.
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Related Resources
Press Releases
- Group Medical Plan Costs Continue to Climb for All Sizes of Employers, the Council's Survey Shows.
- Aon Expert Available To Speak on New Guidance Impacting Employer Subsidies on Retiree Drug Coverage; New Regulations to Make Retiree Health Coverage More Palatable for U.S. Employers.
- Offsetting the Effects of Current Health Care Trends with Supplemental Coverage.
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