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Does Every Business Have to Have Workers' Compensation Insurance?


I plan to start a small company with only a few employees. Do I need to have work Workers' Compensation Insurance?

Most likely, yes. Workers Compensation Insurance is typically

mandated by state law for any companies that have employees. This insurance is designed to make sure that injured or disabled employees hurt on the job are compensated, and that the company's liability is eliminated or mitigated.

Make sure to find a good insurance agent to help you get the best deal and coverage. There are ways to mitigate the insurance premiums, and make sure to take advantage of those opportunities.



In addition, make sure to read these articles:

  • Health insurance rates increases may be slowing
    • Preliminary results released today from Milliman´s 2006 Group Health Insurance Survey indicate the lowest rate increase in seven years. This is the fourth year in ......
  • Allstate Gets It
    • Here's a truism: every obstacle you put in the way of your customer is going to cost you sales.
  • Why We Hate HR and How Emplicity Can Help
    • Insurance renewal increases. Workers' compensation insurance claims. Employee complaints from non-performers. Personnel reviews. Turnover and employee lawsuits. Who thought starting a business meant getting an ......
  • Workers' comp verification available online
    • <p>A new service has been added to the Department of Labor and Employment's Web site that allows verification of whether a company has workers' compensation ......
  • How Do I Save Money off Workers' Comp Claims?
    • On-the-job injuries are covered by workers' compensation insurance regardless of the cause of the accident.
  • Independent contractor case sounds a loud warning.
    • The pending class-action case against FedEx Corp. is a clarion call for companies with a network of independent contractors to get their houses in order, ......
  • OCCUSYSTEMS SIGNS LETTER OF INTENT WITH COLORADO...
    • DALLAS--(BUSINESS WIRE)--May 15, 1996--OccuSystems, Inc. (Nasdaq/NM: OSYS) today announced that it has signed a letter of intent with Colorado Compensation Insurance Authority (CCIA) to become ......
  • Insurance Regulation
    • A San Diego Superior judge last month ordered the owner of a San Diego company to pay $456,061 in restitution to the California State Compensation ......
  • S&P Announces: American Compensation...
    • Business Editors NEW YORK--(BUSINESS WIRE)--Nov. 25, 2003 On Nov. 25, 2003, Standard & Poor's Ratings Services affirmed its 'Bpi' counterparty credit and financial strength ratings ......
  • Remedy to Appeal Ruling in Connection...
    • Business Editors ALISO VIEJO, Calif.--(BUSINESS WIRE)--Nov. 1, 2002 RemedyTemp Inc. (Nasdaq:REMX), which operates as Remedy Intelligent Staffing, today said it will appeal an unfavorable ruling ......
  • Insureon.com Providing Internet Access for...
    • Business Editors & Insurance Writers PASADENA, Calif.--(BUSINESS WIRE)--Aug. 1, 2000 Brokers/Agents and Insurers to Benefit From E-Commerce for National Workers' Compensation Residual Market Program Insureon.com(TM), ......
  • Bird-flu scare raises health-coverage concerns
    • SYRACUSE - Businesses that purchase infectious-disease additions to their current property and workers'-compensation insurance policies may have less to fear about the potential Avian Bird ......
  • Comprehensive Health Group Acquires...
    • ATLANTA--(BUSINESS WIRE)--Sept. 3, 1998--Comprehensive Health Group Inc. (CHG), a national provider of access to the complete spectrum of medical services at discounted prices, Thursday announced ......
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