Long-Term Care Insurance
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insurance policy that pays some or all costs of nursing home care for qualified insureds. Premiums are based on the age of the applicant and are projected to remain stable for the life of the policy. Premium payments stop when the insured meets the qualifications for long-term care, which include medical necessity, cognitive impairment, and inability to carry out certain activities of daily living. Group policies are available.
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Industry Associations
American Association for Long-Term Care Insurance
Serves insurance and financial professionals who provide Long-Term Care (LTC) financing solutions. Promotes the importance of planning for long-term care needs. Creates heightened awareness among consumers for the need and ...
Founded: 1998
Dues: regular, $49 annual; regular, $79 biennial; regular, $99 triennial.
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