The American Society for the Prevention of Cruelty to Animals has launched a nationwide, grassroots campaign to enact state legislation prohibiting insurers from considering dog breeds when underwriting or rating homeowners' policies.
There is no industry-wide standard for how to underwrite and rate breeds such as rottweilers, pit bulls, and other aggressive breeds, according to the National Association of Independent Insurers. NAII supports laws that allow each insurer to establish its own guidelines for homeowners' coverage, including the ability to consider the loss