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ACFN American Consumer Financial Network
You’re staying in a hotel and need cash. The front desk clerk directs you to an automated teller machine in the hotel. Chances are it’s an American Consumer Financial Network ATM. The company provides financial services and transaction processing solutions, with a national network of onsite ATMs in hotels and other travel and entertainment-based businesses. Unlike other companies in the industry, ACFN owns and controls the ATMs and does not charge fees to the businesses hosting the machines. Franchisees receive training on how to construct, own, and operate onsite ATMs. ACFN also provides ATM processing, network, administrative, marketing, and other types of support.
Fast Facts
| Year established | 1986 |
| Franchising since | 2003 |
| Can be run from home? | Yes |
| Number of employees needed | 1 |
| Item 19 Financial Performance Representation? | Yes |
| Multiple units must be purchased in U.S. | No |
| Multiple units must be purchased outside U.S. | No |
| Absentee ownership allowed? | Yes |
Franchise Unit Growth Rate
| Year | U.S. Franchises |
Non-U.S. Franchises |
Company-Owned Locations |
| 2011 | 165 | 11 | 1 |
| 2010 | 161 | 13 | 1 |
| 2009 | 137 | 12 | 1 |
Expanding in These Locations
| Total Investment | $64,350 - $106,450 |
| Franchise Fee | $29,500 |
| Royalty Fee | 0% |
| Net Worth | $100,000 |
| Liquid Capital | $35,000 - $80,000 |
| Does franchisor offer financing? | Yes |
| Is franchisor on the SBA's Franchise Registry? | No |
| Is franchisor a member of the IFA's VetFran program? | Yes |

