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Financing & Credit

Build business credit, shop for loans, manage credit cards, protect your credit rating, explore alternative financing, and avoid business-credit risks.

Today's Must Read
Here are some of the common deal-breakers in business sales.
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Loans are debt financing, while equity funding involves raising money by selling a portion of your ownership in the company. Which should your business pursue?
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For anyone trying to start and grow a business, the competition can be daunting. One of the first tasks of any company is to map the competitive landscape.
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New life for old buildings is the concept behind brownfield redevelopment, and it has proven very profitable for companies that have done it correctly.
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Here are some places to look for information of the competitive landscape in your business sector.
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You can start building your business credit even before opening your doors for business.
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When you need cash in a hurry, you will find plenty of lenders ready to loan you money at exorbitant rates. But there are other options for getting the money you need quickly...
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Here are some of the components of a solid loan application package.
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After being turned down for conventional or private financing, you may then go forward and apply for financing for your business under one of the SBA loan programs. The next step is to...
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Certain types of businesses are explicitly ineligible for SBA loans. Ineligible businesses are those characterized by any of the following pursuits.
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There's no such thing as the perfect entrepreneur, but a number of personal qualities can help you to build a successful business. Here are a few of the essential traits.
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It's true that outsourcing can save money, but that's not the only (or even the most important) reason to do it.
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Small business loans scams are on the rise. Unscrupulous "loan brokers" are targeting business owners when they are at their most vulnerable: when they need money. Here are some of the more prevalent...
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There are a number of things you can do to improve your chances of securing a bank loan. Here are five of the most important.
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Entrepreneurial types possess creativity, dynamism, and motivation that enables them to seize opportunities and accomplish great things for their employers.
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Making decisions is hard enough in any business. But making the RIGHT decision is impossible if you aren't measuring the 7 keys to your business success. Learn how to inform your decisions --...
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By Mike Parrish |  Filed In: Accounts Receivable and Billing & Receivables
Corporations are extending their payment terms up to 90 days, forcing many small vendors to cover longer cash flow cycles. Alternative financing can help.
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Marco Carbajo
How does a net 30 account benefit your business? Learn how to use net 30 vendors to your advantage so you can conserve cash flow while building credit history.
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Dynamic and positive business ideas can evolve from the most negative financial news, when you’re determined to find solutions and thrive.
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By Don Sadler |  Filed In: Insurance Agencies & Brokerages and Insurance
Are you better off buying insurance from your bank, or from an independent insurance broker? We look at the benefits and drawbacks of both.
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