Journals By Industry - Fair Lending

U.S. Bancorp, the Minneapolis-based bank that has been growing in San Diego for much of the past decade, recently hired Steve Stuckey as its market president. Given the bank's recent performance--net income for...

Strong Capital Generation With Tier 1 Common Equity Ratio at 9.86 Percent Global Excess Liquidity Sources Remain Strong at $378 Billion, up $42 Billion in 2011 Investment Bank Maintained No. 2 Global Ranking...

* Full Year Net Revenues of $32.4 Billion; Income from Continuing Operations of $1.26 per Diluted Share * Fourth Quarter Net Revenues of $5.7 Billion, Including Loss of $1.7 Billion Related to the...

Other specific highlights compared with 2011 Third Quarter: * 3.38% net interest margin, up 4 basis points * 14% annualized growth in average core deposits * 2% annualized growth in average total loans,...

2011 Loan Originations Up 19 Percent, Operating Expenses Down NEWARK, Del. -- Sallie Mae (NASDAQ: SLM), formally SLM Corporation, today released fourth-quarter and full-year 2011 financial results highlighting increased student loan originations, lower...

MICHIGAN CITY, Ind. -- Horizon Bancorp (NASDAQ: HBNC) today announced its unaudited financial results for the three and twelve month periods ended December 31, 2011. All share data has been adjusted to reflect...

Operating-Basis((1)) Earnings Per Share of $3.73 Increased 10% from $3.40 in 2010 BOSTON -- State Street Corporation today announced full-year and fourth-quarter 2011 earnings per common share of $3.79 and $0.76, respectively, compared...

Fourth Quarter Earnings Per Common Share Were $1.84 NEW YORK -- The Goldman Sachs Group, Inc. (NYSE: GS) today reported net revenues of $28.81 billion and net earnings of $4.44 billion for the...

PIKEVILLE, Ky. -- Community Trust Bancorp, Inc. (NASDAQ:CTBI): ......

* Net income of $81.7 million for 2011, compared to $62.9 million for 2010. This represents an increase of $18.8 million, or 29.87%. Diluted earnings per common share were $0.77. * 4(th) Quarter...

Fourth Quarter Revenues of $17.2 Billion Down 7% from the Prior Year Period Fourth Quarter Net Credit Losses Declined 40% from the Prior Year Period to $4.1 Billion Full Year 2011 Net Income...

Expects to maintain Radian Guaranty's risk-to-capital ratio below 25:1 at year end Exceeds new business goal by writing $6.5 billion in fourth quarter of 2011 Announces date to release fourth quarter and full-year...

By Emmanuel Kenning The slew of ratings downgrades and negative watches across the insurance sector has brought what should already have been a high profile issue for brokers into even clearer focus. There...

- Bankers Are Much Less Confident Than One Year Ago - CHICAGO -- According to a new study by BDO USA, LLP, one of the nation's leading accounting and consulting organizations, capital markets...

HEADNOTE Using outside resources to fill critical positions. Despite a tight economy, some positions continue to be tough to fill. Predictably, the higher up the corporate ladder the position is, the fewer candidates...

Financial services circles in Washington, D.C., have been positively buzzing with anticipation over the news that the U.S. Supreme Court has agreed to hear Magner v. Gallagher, a case that will test the...

As the commercial/multifamily real estate finance market climbs out of the depths of the Great Recession, some wonder what the "new normal" will look like. But for there to be a new normal...

HEADNOTE The Commonwealth is often derided as toothless and little more than a talk and pomp show during its annual summits, but as Richard Seymour discovered, it has been providing huge, if often...

Byline: Rob Heselbarth, editorial director Recovery do-over On the surface, the housing market is in the same place it was a year ago, sitting on pent-up demand and piles of frustration, poised for...