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The Seattle Times Economic Memo Column.

By Stephen H. Dunphy, The Seattle Times Knight Ridder/Tribune Business News

Oct. 12--FOREIGN-MONEY RATES HIT HOME: Locked in that mortgage rate yet? Might want to take action in the next few days. The euro or the yen may provide an extra bit of savoir-faire to your dinner conversations about how you locked in a low rate on your mortgage refinancing.

So what do European currency rates or Japanese economics have to do with a home mortgage in Seattle?

Foreign-exchange trading has a lot to do with our economy these days. There's a big debate in

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