To say that the late summer was a difficult time for Florida would be a bit of an understatement. While hurricanes and tropical storms are a seasonal expectation in the Sunshine State, this year saw an unprecedented four hurricanes--Charley, Frances, Ivan, and Jeanne--make landfall in quick succession. Emergency crews often had no time to clean up the damage from one storm before the next one hit. According to the Insurance Information Institute, in the final tally, statewide damage claims could reach $23 billion, a total exceeded only by the $32 billion in claims filed following