Personal touch.(the Tour, speculation-built home )

"THE PROBLEM WITH MANY SPEC-BUILT HOMES," SAYS second-generation builder Barry Rutenberg," is that they're not 'loved' like a custom-built one. Without an actual homeowner involved in the process, they often don't get that same kind of individual attention."

Not so in the case of this beautiful, amenity-packed spec project, which Rutenberg built for the 2002 Parade of Homes in Gainesville, Fla., last spring. The five-bedroom, Mediterranean-style home has everything his upscale buyer market could ask for, including 12-foot ceilings, a sunken wine cellar and a lavish mas