MicroFinancial Inc. --MFI-- Announces Quarterly Dividend.

Business Editors

WALTHAM, Mass.--(BUSINESS WIRE)--Sept. 19, 2001

The Board of Directors of MicroFinancial Inc. (NYSE: MFI) voted to pay a dividend of $0.05 per common share, payable on or before October 15, 2001 to holders of record of MFI common stock as of September 28, 2001.

"This is the twenty-sixth consecutive quarterly dividend since we started paying them in July of 1995," says Richard Latour, Executive Vice President, COO and CFO.

"We are proud of our long track record of earnings and dividends. During our more than 15 years of operations we have seen good economic times, adverse economic environments, tight capital markets and periods of very high liquidity in the economy. MFI has prospered in all of these," adds Mr. Latour.

MicroFinancial Inc. (NYSE: MFI), headquartered in Waltham, MA, and with additional locations in Woburn, MA, Newark, CA and Herndon, VA., is a financial intermediary specializing in leasing and financing for products in the $500 to $10,000 range. The company has been in operation since 1986 and has been profitable each year since 1987.

Statements in this release that are not historical facts are forward-looking statements made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. In addition, words such as "believes," "anticipates," "expects," "views, " and similar expressions are intended to identify forward-looking statements. The Company cautions that a number of important factors could cause actual results to differ materially from those expressed in any forward-looking statements made by or on behalf of the Company. Readers should not place undue reliance on forward-looking statements, which reflect the management's view only as of the date hereof. The Company undertakes no obligation to publicly revise these forward-looking statements to reflect subsequent events or circumstances. The Company cannot assure that it will be able to anticipate or respond timely to changes which could adversely affect its operating results in one or more fiscal quarters. Results of operations in any past period should not be considered indicative of results to be expected in future periods. Fluctuations in operating results may result in fluctuations in the price of the Company's common stock. For a more complete description of the prominent risks and uncertainties inherent in the Company's business, see the risks factors described in documents the Company files from time to time with the Securities and Exchange Commission.