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First State reports on annual meeting.

WEST CALDWELL, N.J.--(BUSINESS WIRE)--January 18, 1996--At its Annual Meeting of Shareholders held on January 17, 1996, First State Financial Services Inc. (NASDAQ:FSFI), announced that shareholders approved the election of Directors Patrick N. Ciccone, M.D., Walter J. Davis, and Marie G. Martino.

First

State Financial Services Inc. is the parent holding company of First DeWitt Bank. At December 31, 1995 the company had consolidated assets of $597.3 million and stockholders' equity of $43.0 million. First DeWitt Bank conducts its business through its headquarters in West Caldwell, and through other full-service banking offices located in Essex, Sussex, Monmouth, Morris, and Ocean counties, New Jersey.

First State Financial Services Inc.'s common stock is quoted on the NASDAQ National Market under the symbol "FSFI."

CONTACT: First State Financial Services Inc.

Emil J. Butchko, 201/575-5800

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