tort, unintentional

Dictionary of Insurance Terms for: tort, unintentional
tort, unintentional

individual action or failure to act as a reasonably prudent person would under similar circumstances, resulting in harm to another. Also called negligence. A reasonably prudent person is defined by the standards of the profession that are followed, and the level of expertise expected of a person with like training. An example is a CPA who fails to complete tax returns on behalf of a client according to Generally Accepted Accounting Principles (GAAP).

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