Time & Money Announces Publication of New Book Designed to Bring Philosophical Possibilities...

Business Editors

SALT LAKE CITY--(BUSINESS WIRE)--July 22, 2002

Frustrated Consumers Unable to Apply Nice-Sounding Theories Found in Popular Money Management Books Now Have Realistic Source To Turn To

Time & Money, LLC, a Utah-based company specializing in the education

and marketing of principle-based money management systems, announced today the publication of its new book, Money Mastery(R): 10 Principles That Will Change Your Financial Life Forever (Career Press, ISBN 1-56414-610-3, paper, 288 pages, $19.99). Written by Alan M. Williams and Peter R. Jeppson, the managing partners of Time & Money, and Sanford C. Botkin, CEO of the Maryland-based Tax Reduction Institute (TRI), Money Mastery(R) teaches readers a comprehensive, how-to system that converts feel-good philosophies taught by other personal financial management authors into simple realities that readers can apply instantly. It provides a holistic approach that teaches how to manage everything financial, from spending to borrowing to saving to taxation, and shows how each of these are inter-related and must be dealt with in a connected, orderly manner. The book is based on common sense principles that can be applied on a daily basis without having to learn complex financial terms or how to invest in the stock market. In addition, these principles can be applied without any additional out-of-pocket expense.

Because it brings all the philosophical possibilities that other personal financial management authors teach into actual reach, Money Mastery(R) is uniquely different from popular money management titles available today. Such books, including Suze Orman's The 9 Steps To Financial Freedom, while containing sound financial philosophies that people find inspiring, ultimately leave readers feeling frustrated. That's because such books address only some financial issues, treating each as an independent problem, providing a few how-to applications but not a whole inter-related system. They then mix in philosophy that sounds good on paper, but has no basis in reality for the average American's daily struggle. Money Mastery(R), on the other hand, gives readers practical tools that they can use instantly to begin seeing positive immediate changes in their financial life.

"Money Mastery(R) is...full of great unknown strategies for both financial topics and for taxes," says Tim Surrey, a certified financial planner from New York City. "If you thought that Suze Orman's Courage to Be Rich or the Rich Dad series was good, this book blows them away."

Part I of Money Mastery(R) teaches readers how to live within their means and how to stop impulse spending, instantly. It shows consumers how to find money they are wasting and how to immediately begin saving at least 1 percent of their gross income and work their way up to 10 percent or more within months. It explores the factors that keep people perpetually in debt, including compound interest and how to get completely out of that debt (including a mortgage) in nine years or less. Money Mastery(R) also shows readers how to forecast what their retirement situation will actually look like and how to take immediate pro-active steps to alter it for the better.

Part II of Money Mastery(R) is dedicated entirely to the subject of taxation, sorting out some of the most common misconceptions about taxes and teaching how to take the most advantage of good tax law. It gives readers practical tools that can help them save from $2,000 to $10,000 in taxes each year. The book also outlines how to completely audit-proof a tax return so that readers never have to worry about an IRS tax audit again.

ORDERING INFORMATION

Available at bookstores nationwide and from online booksellers including Amazon.com; also available directly from the publisher: 1-800-227-3371 (In New Jersey, 201-848-0310), www.careerpress.com, 3 Tice Road, Box 687, Franklin Lakes, NJ 07417.

ABOUT THE AUTHORS

Alan Williams (Bountiful, Utah) is a managing member of Time & Money, LLC, which he helped form in 1994 with Peter Jeppson. He is the co-owner and author of the principle-based Money Mastery(R) system. He has coached thousands of people on how to apply systematic management to personal financial problems.

Peter Jeppson (Bountiful, Utah) is co-owner and author of the principle-based Money Mastery(R) system. He has trained over one million people in over 5,000 seminars over the past 30 years on personal financial management.

Sanford C. Botkin (Rockville, Maryland) is an attorney and Certified Public Accountant. He currently serves as CEO and principle lecturer of the Maryland-based Tax Reduction Institute (TRI). Prior to joining TRI, Botkin spent five years as legal specialist in the Office of Chief Counsel for the Internal Revenue Service.

Time & Money LLC, dba Money Mastery, is a Utah-based service company specializing in the education and marketing of principle-based money management systems. For more information on Money Mastery please call (888) 201-2524 or visit www.moneymastery.net