Comment and Analysis: Investors look to a poorer year ahead.

It has been another turbulent year for the financial industry with market volatility and poor returns continuing to plague investors.

Underperformance continues to persist in the equity markets and the global economy has failed to make a significant recovery.

Schroder Investment Management's chief economist Keith Wade said: "There will be little love lost as investors bid farewell to 2002. The past year has proven to be especially challenging as hopes of economic recovery have initially been raised and then dashed."

But can we expect a better inves