Using Business Credit to Get Financing

There is currently legislation being debated in the U.S. Senate that will make raising equity much more difficult, expensive, and time consuming for small businesses. There are three provisions of The Restoring American...

Catapult your company toward credit successes with these next steps in the series.

Learn several ways to obtain small business loans for bad credit risks plus solutions that help small business owners avoid paying high interest rates.

Lenders are evaluating every business loan carefully. As conditions (continue to) change, the lender wants to have confidence that your plan will work. Here are three questions to ask to decide if you...

All small business owners should understand the difference between cash basis and accrual basis accounting.

Discover how raising credit scores can open more funding opportunites for your small business.

This is a story about how three small businesses are joining together to donate disaster relief supplies to the people of Chile in the wake of their 8.8 magnitude earthquake on February 27,...

Discover how vendor credit lines can help your small business conserve cash flow, establish business credit scores and improve credit capacity.

The Obama Administration has largely overlooked the importance of job creation in American small businesses. But either as a result of the stimulus plan or in spite of it, small businesses are now...

Are you waiting for President Obama and the Washington, D.C., crowd to improve your chances for a business loan? Don't count on results any time soon.

One of the high points of the last year for small business owners was increased funding for the Certified Development Financial Institution (CDFI) program. The 1,000 CDFI community lenders that are supported by...

In the last year I have only spoken with a few small business owners who believe their business is better off now than when Obama took office. It is a case of the...

Be proactive with your business borrowing. Three must-do items when you invite your lender to meet with you. And an extra bonus.

Credit scoring is big business for the Fair Isaac Corporation. Learn how companies like Vantage Score Solutions are still finding an underserved market.

Banks formed in 2007 are performing better as a group.

Sales tax nexus is a concept that small business owners need to know if they are conducting sales of products or services across state lines.

With capital as tight as it is and revenues for many companies down, calculating your company’s breakeven sales is a skill that can help you better plan and manage your fixed and variable...

More than 1,000 Community Development Financial Instutions (CDFIs) loan have been lending money to deserving small businesses during the last two years when bank and SBA loans weren't available. With additional funding for...

Even though there are some positive economic indicators that our economy is inching upward, until we see the bottom of the banking crisis, small businesses will continue to have problems accessing credit.