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Using Business Credit to Get Financing

Good credit is critical for businesses in need of equipment, traditional bank loans, letters of credit, and even credit cards.

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Sam Thacker
Knowing the mentality of lenders and how they make decisions (and why they say no) may help small business owners plan for loan requests.
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Dynamic and positive business ideas can evolve from the most negative financial news, when you’re determined to find solutions and thrive.
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Sam Thacker
Applying for credit with many banks or other lenders could hurt your business. Here is how to give lenders what they need to make an initial credit decision without it showing up on...
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Sam Thacker
2011 College and high school grads this year may be better able to find a job then in the last few years, but statistics are in favor of age, educational level and experience.
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Marco Carbajo
Looking for a micro business loan? Discover how the new small business micro loan card can provide you the cash you need even if you have credit problems.
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Odysseas Papadimitriou
A new Card Hub study identifies the best and worst credit card companies for small business owners.
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Marco Carbajo
Do you know how much money you need to fund your start up? How are you calculating the success of your marketing campaigns? Discover the top ten small business calculators that you should...
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Sam Thacker
Many small and mid-sized businesses rely on factoring for their working capital. This post will provide tips for those companies already engaged with a factor on minimizing cost.
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Sam Thacker
Many small and mid-sized businesses use commercial factoring companies for working capital but few of them have a strategy to use maximize benefit and minimize cost. Here are some tips to do both.
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Sam Thacker
Many entrepreneurs and inventors dream of selling their products on home shopping channels but the smart ones do their homework before they jump in feet first.
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Sam Thacker
In New Orleans, Louisiana (Orleans Parish) they lost all their electronic real estate records in October 2010 costing home sellers and buyers millions of dollars. Having a good data back up plan that...
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Sam Thacker
Third party payroll services and professional employer organizations can save you time and money but they are not the same. This primer explains the difference.
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Sam Thacker
Just like a vegetable garden, traditional bank lines of credit require tending and care to keep your bank happy and your line available to you.
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Sam Thacker
They take much of the hard work out of finding loans.
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Sam Thacker
Your company’s bookkeeper or CFO can make or break your company. Hiring an in-house bookkeeper or CFO needs to be a carefully considered decision.
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Sam Thacker
Possibly more than any other kind of business debt, asset based loans (ABL) have experienced more change in the last 3 months than any other.
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Marco Carbajo
Tired of your business debts showing up on your personal credit reports? Learn how to stop putting your personal credit at risk when obtaining corporate credit cards for your business.
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Sam Thacker
Loan covenants are specific requirements found in loan documents that place restrictions on a borrower in order to protect the lender.
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Linda-Keith-156px
Lenders need evidence of improving operating results if your business is improving. Here is why filing the tax return sooner than later might help you get a 'yes' on your next business loan.
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Sam Thacker
The largest retail center owner in America, Simon Properties has a formula that tends to favor large national merchants and drive out local retailers. In the hierarchy of Simon Properties, Regional Malls are...
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